Ask Chuck: Time for a Home Upgrade?
Dear Chuck, The real estate market in our area is booming! We are thinking of buying an upgraded home with these low rates but are worried we may not be able to find what we really want or need. Can you give us some tips? Homebuying Fever Dear Homebuying Fever, We are in the […]
Ask Chuck: Children Are A Blessing… And An Investment
Dear Chuck, My daughter and son-in-law have decided they will not have children due to overpopulation and the cost. I don’t understand how they could make such a decision. Can you give me some good stats to share with them? Hoping for Grandchildren Dear Hoping for Grandchildren, Since I have five grandchildren already, I know […]
Ask Chuck: Understanding Inflation/Deflation
Dear Chuck, I’m new to investing and don’t really understand the ramifications of inflation and deflation. I would like to position myself to minimize loss regardless of what happens. Any tips? Novice Investor Dear Novice Investor, I am not a professional investment advisor but can give you some Biblical financial principles that will help you […]
Ask Chuck: Considering Retirement
Dear Chuck, My wife is urging me to retire. I am not ready yet and do not know if I ever will be. I enjoy working. However, what do you think are the best financial moves to be ready? Prepping for Retirement Dear Prepping for Retirement, This year has caused many people to consider […]
Ask Chuck: Not Making Any Progress?
Dear Chuck, I had high hopes of making financial progress while working from home since March. I have a good job, a stable marriage, and good friends. Unfortunately, my wife and I blew through money and took on some consumer debt. We need a financial reset. What is step one? Financially Stuck Dear Financially […]
Ask Chuck: Updating Our Will
Dear Chuck, We recently had a family member hospitalized with COVID-19. It has made us acutely aware of the need for a will. Do you have any advice? Getting Our House in Order Dear Getting Our House in Order, This is a good idea whether we have the threat of COVID-19 or not. I […]
Ask Chuck: Universal Basic Income Explained
Dear Chuck, Can you explain the concept of Universal Basic Income? It seems more like a Robin Hood plan than good economics. Concerned Taxpayer Dear Concerned Taxpayer, Universal Basic Income (UBI), known by many other names, is defined by its most ardent supporters like this: “It is a regular income paid to everyone without […]
Ask Chuck: Struggling Newlyweds
Dear Chuck, My wife and I are newlyweds and struggling to spend less than we earn. Our parents agreed to help us until our first anniversary which is in February. To prepare for that date, we need help now. Spending Stress Dear Spending Stress, This has been a challenging time for many couples especially […]
Ask Chuck: Falling for a Scam?
Dear Chuck, I’m hearing more and more about financial scams…. I’m concerned about my daughter falling for one while she’s attending college out of state. Scared of Scammers Dear Scared of Scammers, I’m with you! You and your daughter should be on alert as a downturn in the economy always creates an upturn in […]
Ask Chuck: What to Know Before Investing
Dear Chuck, I’m trying to teach my children/grandchildren some basic financial principles. Any tips I could pass on in regards to investing? Motivated Grandmother Dear Motivated Grandmother, What a blessing for your family that you want to help them get better with their finances. It will not only help them for the here and […]