Ask Chuck: Is Now the Time to Buy a Car?
Dear Chuck, Should I buy a used car now? I’ve been told to just buy new, but I don’t want a car payment. Needing Transportation Dear Needing Transportation, My perspective is that neither is a good option right now. I suggest you try to hold off until market conditions change. Some context will help. […]
Ask Chuck: Should I Speak Up When I Disagree With My Company’s Political Positions?
Dear Chuck, I don’t agree with the political views of my company. They voice their views; yet, I think I would be fired if I voiced mine. I want to keep my job, yet I want to distance myself from their positions. Any advice? Silent Dissenter Dear Silent Dissenter, Many are wrestling with this […]
Ask Chuck: Time to Get Out of Debt?
Dear Chuck, I have been steadily paying down debt, and the end is within site. I’m due a sum of money for the sale of some real estate and wonder if I should pay off the remaining debt or save it. Seems like a good time to be debt free. What would you do? Almost […]
Ask Chuck: My Spouse is an Addict
Dear Chuck, My husband started short-term disability in order to address addiction issues. He is the sole provider for our family. Recently, he moved $100,000 from his 401k to cover our debt and bills while he seeks to get well. Do you think paying off all debt is wise (except for our mortgage), or do […]
Ask Chuck: Should Bitcoin be in my Retirement Portfolio?
Dear Chuck, Although I don’t really believe in it, I am thinking of adding Bitcoin to my retirement funds. What do you think about it? To Buy Bitcoin or Not to Buy Bitcoin? Dear To Buy Bitcoin or Not to Buy Bitcoin, First, my disclaimer: I am not an investment adviser and can only […]
Ask Chuck: Am I Giving Too Much?
Dear Chuck, I’ve recently wondered if it’s possible to be too generous. My wife thinks we need to be more generous with our own families as part of what we give to the church and parachurches. Giving Too Much? Dear Giving Too Much, This is a delicate subject, and I commend you for reaching […]
Ask Chuck: Digital Currency – Benefits and Concerns
Dear Chuck, Digital currency will be all the rage soon. Won’t it just make inflation worse? Digital Doubter Dear Digital Doubter, There are a lot of new developments regarding digital currencies. It is inevitable that they will be introduced by Central Banks and become a normative part of our lives. It is also a […]
Ask Chuck: Married to a Financial Opposite?
Dear Chuck, My husband and I have a lot in common, but we also have a WHOLE lot of differences. When it comes to money, we are complete opposites. Help! Financial Opposites Dear Financial Opposites, You have asked the right person about this challenge! My wife and I are as different as a pit […]
Ask Chuck: What is DeFi all about?
Dear Chuck, Can you help me understand all the buzz about DeFi (decentralized finance)? I just don’t get it. Traditional Boomer Dear Traditional Boomer, You and I are in the same boat, as traditional boomers! I know enough to be dangerous, so I asked my team to do some research to help us both […]
Ask Chuck: Should I Buy a House in a Hot Real Estate Market?
Dear Chuck, Housing prices are astronomical here but so is rent. It seems I am throwing money down the drain every month. Would it be a mistake to buy so I could at least build some equity? Buy Now or Wait? Dear Buy Now or Wait, This year’s real estate market has been crazy! […]
