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A 90-Day Decision That Changed Everything

by Stephanie Anfinson December 15, 2025

In early June 2025, Kimberly Anderson heard a challenge from her pastor that stopped her in her tracks. With summer plans filling everyone’s minds, he asked a deeper question: “What change could you introduce now that would leave you different after 90 days?” For Kimberly, the answer was clear. “God laid it on my heart to take control of my finances,” she said.

As a single mom with two children in college, Kimberly wasn’t in financial crisis—but she knew there was room to grow. “I was saving money, but I didn’t have a good idea of what my true expenses were, and I was embarrassed that I wasn’t better informed about things like budgeting and investing.” She wanted to be a better steward, but didn’t know where to start.

Soon after, Kimberly heard an ad for Crown Financial on her local Christian radio station. “It occurred to me that this might be the help I needed to make the change God was calling me to make,” she shared. She signed up for Budget Coaching and was paired with Coach T. Chambless—an answer to prayer she didn’t expect. “I couldn’t believe I could get access to his level of expertise for my personal situation,” she said. Even more impactful was his approach: “Terry was very kind and never made me feel ashamed… He explained everything in a way I could understand and implement.

The results were life-changing. “Today I have a budget and know what my monthly expenses are, but that’s just the beginning,” Kimberly said. Through coaching and encouragement, she paid off her mortgage, automated her savings, opened a money market account, became confident in her retirement planning, and finally wrote a will. Most importantly, “I now have a biblical perspective on my finances.

Looking back, Kimberly is grateful she took that first step. “You really can change your life in 90 days—you just have to be willing to start.” She says it without hesitation: “It’s the best $40 I spent all year.

Ready to Start Your Own Financial Transformation?

If you’re ready to gain clarity, confidence, and a biblical perspective on your finances, Budget Coaching can help. Take the first step today—and see what God can do in just 90 days. Sign up for Budget Coaching now.

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