30 Day Money Reset
Your one month challenge to develop healthy, biblical financial habits.
DAY 17
SPENDING TRAP: FOOD
Without contest, my biggest budget buster is FOOD! Can you identify?
I love to cook, so it’s easy for me to get carried away at the grocery store, buying unusual ingredients I’ll probably only use for one recipe or splurging on baking supplies for some dessert I probably shouldn’t eat anyway.
To make matters worse, my husband and I are both extroverts and could easily go out to dinner with a different group of friends every night of the week. Social interactions tend to revolve around food, and as fun as these meals out are, they’re also expensive.
Research has shown that food is one of the most common budget busters for most people. We all have to eat, so it’s an essential part of our budget but it’s easy to get carried away.
Maybe food is your budget buster as well, or maybe it’s something else entirely. But today, we are going to focus on developing healthy habits when it comes to spending money on food.
Today's action item:
Today, commit to cut the number of times you eat out in half. Write that number down! If you tend to go to a restaurant (the Chick-Fil-A drive-thru counts!) 10 times a week, then only go 5 times a week. If you're only going out to eat 4 times a week, cut that down to twice.
This will, of course, take some discipline and planning. Commit to strictly adhering to this for at least the next 2 weeks. Track how much money you save and reevaluate your food category in your budget going forward.
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