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30 Day Money Reset

Your one month challenge to develop healthy, biblical financial habits.

DAY 14


Yesterday we talked about indulgences – little (and big) expenses that can wreck our budget and distract us from our missions as stewards.

A large part of what causes us to “indulge” in overspending is pressure from others. Social pressures have always played a large role in commerce trends, but the rise of social media has propelled this forward at lightning speed. The “Fear of Missing Out” (FOMO) has created an attitude of greed – always wanting more, the biggest, best. This causes us to run after worldly riches and live contrary to what Scripture tells us.

Did you know that the majority of warnings in Christ’s messages were to the wealthy, not the poor?

Our anxieties and worries are not related to the lack of things but, rather, to the loss of things.

Many, if not most, Christians inwardly fear they might lose what they have acquired materially.

Therefore, they compromise God’s best in their lives to hang on to the very way of life that brought so much worry and turmoil before they met the Lord.

This does not necessarily mean selling your house and car and emptying your 401(k). It means being willing to. It boils down to what your priorities are, doesn’t it?

Remember the story in Acts: All those who had believed were together, and had all things in common; and they began selling their possessions and were sharing them with all, as anyone might have need. (Acts 2:45)

You have to decide what living within (or beneath) your means looks like for you and your family. It’s easy to look at social media and compare your life to millions of others. But remember: comparison not only steals your joy, it steals a lot of your money.

Your income is a bar, set at a certain height. Your expenses need to make it below that bar every month. Staying beneath your means will provide you financial margin to give, save, and be prepared when emergencies arise. 

Today's action item:

Define what living beneath your means looks like.  Go back to Day 6 and find ways to cut down on your expenses if they exceed your income.

Write down some of your ideas in your journal or 30 Day Snapshot.