Save to Gain Confidence and Freedom
Are you worried about paying the bills but have no savings?
Saving takes discipline, but it rewards you in two ways. First, it gives you the confidence to cover emergencies.
- You don’t have to panic because you know you can cover unexpected costs.
- You can take time off for your personal health or to care for others without the fear of missing a days’ wages.
- You know that bills can be paid if you lose your job or take time off to find a new position.
Second, saving gives you the freedom to make choices.
- You can control your time, take vacations, choose your career path, and where to live.
- You can choose a fulfilling job even if the pay is less.
- You can help others and retire if and when you want to.
It boils down to spending less than you earn. Try reorienting your attitude of saving by viewing it as a way of giving to yourself not as denying yourself. While living one day at a time, keep a long-term perspective. Ignore what the world prioritizes and you’ll reduce expenses. Maybe you need to increase your income. Find a different job, ask for a raise, or take on a side hustle. Proverbs 21 says, “Precious treasure and oil are in a wise man’s dwelling, but a foolish man devours it.” (Proverbs 21:20) Choose to live wisely by refusing to spend all that you have. When you determine to spend less than you earn, you’ll then be able to save, and in the process of saving, you’ll gain confidence and freedom!
And if credit card debt is preventing you from saving more, I recommend Christian Credit Counselors. They’ll create a debt management plan specifically for you. For more information call the Crown Helpline: 800-722-1976 or visit online at crown.org/ccc.