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Giving: A Remedy for Temptation

One in five of us are spending more money than ever. A recent survey revealed that a third of Americans made impulse purchases to cope with the stress of the coronavirus. Some went a thousand dollars or more over budget. Impulse buying grants a feeling of control and wellness amidst fear and uncertainty, but it also […]

Savings Day – Dollar Diet and Rounding Up

It’s Build Your Savings Day! Use the “dollar diet” method of depositing money that you don’t spend each week. As your savings grow, I hope you’re gaining confidence and motivation to find other ways to cut spending and to put more in savings.  Here’s another tip. When making deposits, round up to the next ten […]

Stimulus Checks for the Deceased

It’s Crazy Money Day! The IRS sent nearly 90 million stimulus checks to people who filed taxes in 2018 or ’19. A Georgia woman received one made out to her and her brother who died in 2018. The check even says that he’s deceased! A provision in the ‘CARES’ act says that if you were […]

Monopoly and Debt

We play Monopoly at our house and we’re competitive! A number of years ago, we did an experiment with Monopoly. Players could borrow money from the bank at zero-interest and create as much debt between players as they wanted. Since nobody could go broke the game went on and on and on. Property prices got […]

Upside of Unemployment: Part 2

Are you unemployed? Binge-watching Netflix probably won’t lead you to your next job, but investing in your gifts, talents, and professional skills likely will. Online courses, skill training, research, and networking are investments that you can make in your future. Don’t pull back and fall into bad attitudes or time management habits. Personal relationships are […]

Upside of Unemployment: Part 1

There’s an upside to unemployment. First, collect the maximum unemployment benefits. This can remove significant financial stress and provide a runway to relaunch your career. Then pause before reaching for your next job to learn your God-given design.  What occupies your free time? What brings you the most joy? What do you do that requires […]

Savings Day – The Dollar Diet

It’s Build Your Savings day! One way for you to reduce expenses is by going on the “dollar diet”. Now, don’t panic! This diet is fun because you see results quickly. You benefit by increasing savings while developing great habits. First, record all income and all expenses, fixed and variable. Fixed expenses are due every […]

Crazy Money Day – $8 million ATM Error

It’s Crazy Money Day! A volunteer fireman withdrew $200 from an ATM machine and discovered his balance was at $8 million! He was expecting a stimulus check deposit, but not that much! The ATM printing error resulted in him saying, “You go from being a millionaire one second then back to being broke again. But […]

Humble Posture in Financial Pain

Suffering financially? Don’t panic. Peter, one of the disciples, and no stranger to suffering said: “…you may have had to suffer grief in all kinds of trials. These have come so that the proven genuineness of your faith—of greater worth than gold, which perishes even though refined by fire—may result in praise, glory and honor […]

Heart Surgery For Financial Pain

Suffering with financial pain? Maybe you need to let God do heart surgery. Lance financial pain by surrendering yourself to the Lord and releasing everything you hold dear. Then, with your eyes on Christ, make sure food, shelter, and utilities are covered. Contact your lenders. Express your desire to pay them. Cut out all unnecessary spending. […]