Own a Kia or Hyundai?

Do you drive a Kia or Hyundai?

Kia and Hyundai models sold between 2011 and 2021 don’t have engine immobilizers so they’re targets for thieves. Thieves will bust out a window and remove part of the steering column’s cover to expose the ignition. Then they break the ignition cylinder off and start the car with their tool of choice. Thankfully, Korean automakers solved the problem with their 2022 and future models. Now if you drive one, consider using a steering wheel lock. It can deter someone from even trying to steal it. Check to see if the manufacturer will provide one for you or call customer assistance and check with your local dealer. Make sure your insurance policies are current. Don’t leave valuables in your car or at least keep them out of sight. Always lock it and park in well-lit areas. In today’s world, you have to be on your guard.

When a car is stolen, comprehensive insurance can help cover the cost of loss or damage. However, insurance rates rise when risks go up. What you pay for insurance depends on several factors, including where the vehicle is stored, the number of claims on your record, and the type of car. If the insurer sees a lot of losses by customers with a particular vehicle, that could mean higher premiums. In addition, resale values of these cars may suffer. Also, put a sticky note on your console reminding you that it’s God’s car.

And perhaps someone you know is buried in credit card debt. I recommend they contact Christian Credit Counselors. They’ll create a debt management plan for every situation. For more information call the Crown Helpline: 800-722-1976 or visit online at crown.org/ccc.