How to Prepare for a Disaster

Are you prepared for disaster? 

If floods, fires, tornadoes, or job loss come to your door, are you ready? We’re conditioned to run for eggs and milk at the first sign of a snowflake, but a grocery store run can’t fix everything. In Genesis 41, we read how God gave Joseph the interpretation for a dream that was troubling Pharaoh, the ruler of Egypt. The dream foretold of a 7-year famine that would follow 7 years of prosperity.  Joseph advised that 20 percent of the country’s resources should be saved during the good years for tough times ahead.

That’s still great advice. In fact, I wrote a book about preparing to survive and even thrive in a difficult economy. It’s called The S.A.L.T. Plan. It provides concrete tools based on Biblical truth to financially prepare for emergencies. The first step is to save and eliminate consumer debt, by applying half of your surplus income toward debt repayment and half toward a savings fund. To face hard times, we must have resources saved in advance. Second, prepare for unemployment as well as stormy weather. A wise saver has 18 months of their living expenses – or 140% of their current income in liquid assets. Psalm 18:32 says, “It is God who arms me with strength and keeps my way secure.” Biblical financial principles are given to us in His Word. The most important preparation any of us can make is to be prepared to meet the Lord.  When the weatherman says a storm is coming, people get ready. Now the Bible says that Jesus is coming. Are you ready? 

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