Blog Archives

Don’t Add to Credit Card Debt

Got credit card debt? Do you want to get rid of it this year? To eliminate debt, you have to stop adding to it. The average American holds 52% more debt today than they did a decade ago. Think about it! When you’re sick, you take care of yourself. It’s the same with money. Diabetics […]

Depressed Over Finances

Are you depressed over your finances? Financial struggles affect our lives. People who carry debt have higher rates of depression and anxiety than those who are debt-free. A recent survey showed that 42% reported debt as a source of high or moderate anxiety. Now if that’s you, it’s time to get your finances in order…now. […]

Ignore the World

  Want an interesting fact? Nine percent of Americans were still paying off 2018’s Christmas debt during 2019’s Christmas! Now that’s sad because it’s just not necessary. The world convinces us we need to do more, have more, and buy more to be satisfied. Yet we’re never told those things in the Bible. We carry […]

Save for Emergencies and Investing

It’s Build Your Savings Day! Now you know you should save, but do you know why? Savings are needed to cover emergencies and to make investments. Saving requires sacrifices. But what we give up reduces stress and ushers in a level of simplicity that many Americans have never experienced. You save by spending less than […]

Wrong Attitudes

Are you willing to say ‘No’ now in order to gain greater rewards later? In his book, “The Road Less Traveled”, author M. Scott Peck describes delayed gratification as, “…a process of scheduling the pain and pleasure of life in such a way as to enhance the pleasure, …experiencing the pain first and getting it […]

Avoid Cash Advances

Struggling to make it to the end of the month? You need a plan! According to Forbes, some new apps are making it easier for people to get cash advances. Dave, Earnin, and MoneyLion promote a radical change in American financial services. When your paycheck arrives, the apps deduct any money you took out and […]

Car Warranty Offers

I hate getting threatened with advertisements that create fear.  I recently purchased a couple of used cars. For three solid months I received notices in the mail like this: “FINAL NOTICE! This letter is to inform you that if your factory warranty has expired, you’ll be financially liable for all repairs.” Uh…duh. I realize that. […]

Social Security Phone Scams

Do you know how to recognize phone scams? You should! Someone left me a voice message threatening to cancel my Social Security benefits unless I called a particular number. RED FLAG!! DING! DING!  The Social Security Administration (or SSA) will rarely call unless you’ve contacted them first, and an actual employee would not ask for […]

Cut Your Grocery Bill

  It’s Build Your Savings Day! Try cutting your grocery bill! You may literally be eating your savings if you do any of the following: • Eat out frequently  • Shop without a list • Shop multiple times each week • Don’t have a grocery budget Now you may be asking yourself, “What’s the big […]

The Example Of The Ant

It’s Crazy Money Day, and our lesson today comes from…the ant. Did you know the Bible commends certain creatures? We’re even told to consider one – the tiny little ant. They carry objects fifty times their body weight. Some use their heads to plug holes and block intruders. Some build super colonies that stretch thousands […]

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