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Medical Debt – Part 2

Medical debt is rising. According to the Consumer Financial Protection Bureau, medical collections appear on 43 million credit reports. They account for $88 billion in medical debt. Yet research shows that medical debt does not predict a person’s credit risk. In fact, beginning July 1, Equifax, Experian and TransUnion will no longer include medical debt that […]

Cash Stuffing

Have you heard of “cash stuffing”? TikTokers are obsessed with a popular money-saving method called “cash stuffing.” The hashtag #cashstuffing has over 300 million views on TikTok. Thankfully people are discovering that using cash makes tracking and saving money easier. It’s a simple, free way to budget and form positive money habits. Cash Stuffing is […]

Debt Snowball

Want a plan that’s guaranteed to reduce your financial stress? The interest you pay on borrowed money may be the biggest expense in your budget and the biggest source of your financial stress, but it doesn’t have to be this way. To escape the constant pressure of financial stress, get out of debt using the […]

Seasons and Financial Resolve

“There is a time for everything, and a season for every activity under the heavens” (Ecclesiastes 3:1) A new year inspires me and provides the opportunity to start fresh. Maybe you feel the same way. Here are 7 tips from LifeHack.org with my commentary on how to make good financial resolutions. Pick one thing. Don’t […]

Sugar, Discipline and Financial Goals

Needing some self-control to manage your money? Years ago, I was frustrated with my physical condition. I knew I could do better with a little discipline. So, one January 1st, I resolved to eliminate all sugar from my diet: no desserts, no candy, and no sweeteners in my coffee. I learned to say no to […]

30 Day Money Reset

Always Running low on money? Have you ever wished you could just make a little more money? A few extra thousand dollars would pay off that debt or create a nest egg for retirement. Just a little more and all of your money problems would just disappear! Well none of those things are bad. More […]

Financial Anxiety – S.O.S.

Do you suffer from financial anxiety? If you find yourself dwelling on “what if” scenarios, I want you to think S.O.S. Stop! Organize! Start! If you’re overspending, accumulating debt, and living with stress to make it to the end of the month, declare that you’ll stop repeating those mistakes. It’s the first step of financial […]

4 Money Mistakes: #3 – Failing to Schedule Expenses

Four money mistakes can affect your financial health. This week, I’ve addressed the problems of a get-rich-quick mentality and failing to listen to your spouse. Mistake #3 is failing to schedule for unexpected expenses. You are planning a financial disaster if you fail to plan for the unpredictable. These are things that haven’t come due […]

Financial Stress of Military Families

Military families face many challenges. An annual military family lifestyle survey conducted by Blue Star Families found that the service members and their spouses rank financial stress as their greatest concern, even over deployment. Many don’t pay their bills on time and some have debts in collection. Childcare costs and relocation expenses make it extra […]

Empty Your Storage Unit and Save $

Do you need extra money this month? Empty your storage unit! We have way too much stuff and we pay too much to store it. Now that’s a problem! Go Banking Rates reports that nearly 10% of U.S. households rent a self-storage unit. They pay an average of $89 a month. Now that adds up […]

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