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Prudent Living

The Bible advises us to operate with prudence so we wisely choose the right path to a worthy goal. The prudent don’t live at the mercy of their circumstances. They wisely prepare for the days ahead.  Like airline passengers, they buckle their seat belts upon hearing, “Ladies and Gentlemen, we’re expecting turbulence ahead.” The pandemic […]

Get Ahead of Inflation

If you’re concerned about inflation, it’s time to get ahead of the problem.  Years ago, my wife and I lived in “tornado alley.” One afternoon, alarms sounded. Clear skies turned dark, the wind howled and serious danger threatened our lives and property! We took swift action and followed safety protocol. Thankfully, the tornado passed over us […]

Five Step Financial Reset

Ever tried eliminating certain foods for 30 days to reset your health for peak performance?  The Whole 30 Diet is tough, but it’s worth it! So is resetting your finances! Healthy eating and managing money are possible with God’s help! There are 5 Steps to reset your finances, and they’re simple: Honor, Plan, Work, Give, Save. […]

Savings Day – Avoid These Common Mistakes

If you want to grow your savings account, learn to avoid some common mistakes. According to Bankrate.com, people lose financial progress when making the following mistakes. The first is having too many goals. It’s overwhelming. So, start simple. Focus on 1 or 2 things for a month or quarter, like building your emergency fund or […]

Savings Day – Sell Your Stuff!

Trying to build your emergency or vacation fund? Sell some stuff! Garage sales are labor-intensive, but the anticipation of financial reward is a great motivation! Allow yourself several weeks to accumulate everything and gather it in one place. Check your pockets, purses, and drawers for any money, credit cards, or valuables. Advertise like crazy anywhere […]

4 Money Mistakes: #3 – Failing to Schedule Expenses

Four money mistakes can affect your financial health. This week, I’ve addressed the problems of a get-rich-quick mentality and failing to listen to your spouse. Mistake #3 is failing to schedule for unexpected expenses. You are planning a financial disaster if you fail to plan for the unpredictable. These are things that haven’t come due […]

Paying Off a Mortgage?

Want to pay off your mortgage before you retire? If you’ve paid off your mortgage, you know the peace of mind that comes with owning your home, but if you’re in the process of paying yours off early, don’t neglect other financial goals. Pay off your high-interest debt first. Credit cards, payday loans, car loans, […]

Savings Day – Weed Out Weaknesses

Our small weaknesses can do big damage to our wallets. We’re easily blinded to our weaknesses because our spending is so habitual. Ask the Lord, your spouse, or a friend to help you see them. For some people, it’s the daily food and drink purchases. For others, it’s fashion, fitness gear, exotic vacations, and more. […]

Savings Day – Automatic Deposits

Need help saving more money? Saving protects and prepares us for planned and unexpected expenses. Whether for emergencies, vacation, car, home, or retirement, setting aside money is essential. Everyone can save some amount of money. Even a small amount adds up over time. Most people don’t save because they consistently spend all of their income […]

Savings Day – Saving for the Unexpected

It’s Build Your Savings Day! Do you like surprises? Or, maybe should I say, are you ready for them? You know, those surprise expenses that catch you off-guard! They’re inevitable. Yet, 4 in 10 Americans cannot cover an unplanned $400 expense. That is why I stress the importance of an emergency fund. It’s only for […]