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Love Your Neighbor

Do you love your neighbor? Martin Luther once said: “A true Christian lives and labors on earth not for himself but for his neighbor. Therefore the whole spirit of his life compels him to do even that which he needs not do, but which is profitable and necessary for his neighbor.” I enjoy studying history […]

Paying Off a Mortgage

Want to pay off your mortgage before you retire? If you’ve paid off your mortgage, you know the peace of mind that comes with owning your home, but if you’re in the process of paying yours off early, don’t neglect other financial goals. Pay off your high-interest debt first. Credit cards, payday loans, car loans, […]

Is It Time To Buy a New House?

Is this a good time to buy a house? The housing market appears to be cooling in parts of the nation. High home prices, a doubling in mortgage rates, and economic uncertainty are contributing to slower sales. This is evident in lower listing prices, longer days on the market, and price reductions. There are fewer […]

Is your rent increasing?  Renters worry about having to pay more. Aside from rent-controlled or rent-stabilized apartment units, there’s no limit to how much landlords can raise their rates. Granted, they must stay competitive, and legally, they can’t raise rent as a punishment. A punitive rent increase is grounds for a civil lawsuit. Landlords can […]

Recession-Proof Jobs and Financial Protection

Do you have a recession-proof job? Economics professors say there are industries that offer strong job security during economic downturns. Those are health care, government, computers and information technology, and education. These occupations added tens of thousands of jobs during the ‘01 and ‘09 recessions, according to data from Zip Recruiter and the U.S. Bureau of […]

Recession-Proof Your Job

Are you worried about losing your job? Many economists believe we are headed towards major changes in our economy. Here are a few reasons: Jobless claims are at an 8-month high as layoffs increase. You’ve probably read about recent high-profile layoffs. Our nation’s GDP dropped 1.6% in the 1st quarter of the year, 0.9% in […]

Crazy Money! Garden Statue Worth $$

It’s Crazy Money Day! 20 years ago, a British couple purchased a marble statue at a garden auction for $7,500. The heavily weathered sculpture, by an unknown artist sat in their garden for decades. Recently, it came to the attention of Christie’s auction house. The statue of a woman reclining on a rectangular base was […]

Are You Over-Housed?

Are you among the over-housed in America? It’s been said that we only use 40% of our living space. Yet, Americans carry high mortgages and the stress of financial burdens. More is not always better. A small home is typically less expensive, easier to maintain and faster to pay off. Over-housing is the concept of […]

Are you trying to stretch your dollars?  If you shop regularly for groceries, you’ve noticed a mysterious thing happening on the shelves of your stores: Shrinkflation, or product downsizing. It happens when products are sold for the same price but in a smaller package or quantity. As inflation rises, so does shrinkflation. It’s a hidden […]

Restaurant Fees vs. Eating at Home

Do you eat out…a lot? The next time you eat out, take a close look at your receipt. The Wall Street Journal reports that the number of restaurants adding service fees increased by 36% in the past year. They’re showing up as “fuel surcharges”, “Noncash adjustments”, or “kitchen appreciation fees.” Romano’s Grill states on its […]

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