Tag Archives for " Ask Chuck "

Ask Chuck: Breaking the Cycle of Overspending

Dear Chuck, My husband is tired of my overspending. I struggle living on the budget he’s made because I make quick purchases rather than planning ahead. Then I feel guilty defending my decisions when the bills arrive. How can I get out of this cycle? Spontaneous Spender   Dear Spontaneous,  Frist, be thankful you have […]

Ask Chuck: Stewardship Through The Generations

Dear Chuck, I’m concerned about young couples I know who rely heavily upon credit cards. They appear to have no concern for the future. I don’t sense a desire to be good stewards in their approach to finances. Concerned Boomer   Dear Concerned Boomer, It is not only a perceived concern but a real one […]

Ask Chuck: Joyful Giving

Dear Chuck, My wife and I have decided to give regularly. She’s thrilled, I’m not. If God loves a cheerful giver, I dread knowing what He thinks of me. Modern Scrooge   Dear Scrooge, While I don’t like addressing you as Scrooge, Charles Dickens’ classic book Christmas Carol about a greedy, stingy, selfish man by […]

Ask Chuck: Get Rich Quick

Dear Chuck, We have a lot of debt. Rather than taking on another job or trying to excel at his current one, my husband is seeking money in undesirable places. He buys weekly lottery tickets, shops garage sales and thrift stores looking for “treasure.” Meanwhile, I’m teaching piano lessons in our home while trying to […]

Ask Chuck: Is Low Price Better Than High Quality?

Dear Chuck, I like nice, quality things. My husband prefers lower prices. My perspective is that buying quality is better in the long run. Is there a right or wrong way to look at it?  We are stuck on which refrigerator to buy to replace the old one we have now. Needing A Compromise   […]

Ask Chuck: Should My Wife and I Have a Joint Bank Account?

Dear Chuck, I am engaged to be married late this summer. My father recently asked if we are planning to have joint accounts like he and mom have for decades. I didn’t have an answer. We have friends with joint accounts and some with separate ones. We want to start off right. What do you […]

Ask Chuck: Should I Use My Retirement Funds to Bail Out My Adult Children?

Dear Chuck, My parents, in their late 60s, are both still working full-time. I blame it in part on a sibling who failed in business. Rather than allowing him to learn from his mistakes and even though they did not have much themselves, they rescued him and drained their retirement accounts to pay his debts. […]

Ask Chuck: Trade School vs Bachelor’s Degree

Dear Chuck, My wife and I are committed to financially helping our children get college degrees. We’ve graduated two and have three to go. We are not sure a four-year college will work for one of our children and are considering directing him towards a trade. What are your thoughts? Skilled Labor   Dear Skilled, […]