Budget Busters

Budget busters are areas that can lead you into financial disaster. When you overspend in one or more areas of your budget, other areas must be reduced to compensate for the overspending. Otherwise, your budget won’t balance and you’ll start to incur debt. We’ll discuss the most common budget busters below. The following percentages are […]

Use of tithes

Part of being a good steward (manager) of what God has provided is to give a portion back to Him. We pay the tithe, or 10 percent, of whatever we receive from Him. That tithe should be paid on our gross salary. It’s not that God needs our money; rather, giving serves as an external, […]

Paying church bills

Like all organizations, churches have certain bills and obligations that must be paid: utilities, mortgage or rent, missions commitments, vehicle expenses, staff payroll, insurance, and so on. As with all other areas of financial management, churches must be extra cautious when paying bills and obligations to ensure that integrity is maintained and that they remain […]

The Financial Message of the Ministry

Although it is each individual’s responsibility to learn God’s principles of finance as presented in the Word of God, most American Christians today don’t know where to begin, what to study, or how to implement what they have studied. Therefore, accepting the responsibility of teaching the biblical principles of finance should become a primary emphasis […]

The Benefits of Type I Savings Bonds

U.S. savings bonds—often given as graduation, baptism, birthday, and wedding gifts—are popular because they are, for all practical purposes, 100 percent risk free, and they can be easily purchased at most banks, at government financial institutions, at work, or through the U.S. Treasury either by mail or online. However, until the introduction of the I […]

Investing in precious metals

The stability of precious metals Eternally attractive to mankind, precious metals have found their principal use as a store of value. Because of their rarity and durability, for thousands of years precious metals have been accepted almost universally as money. Because the value of gold (the most recognized of all precious metals)—what it can buy […]

Turning a Financially Troubled Church Around

Even though there are more churches than ever before in the history of America facing financial problems, there is no simple, quick-fix formula that has proved always to work to reverse financial difficulties.  The most obvious thing that pastors, staff, leaders, and congregations should do first is to pray for God’s wisdom and direction.  Along […]

Don’t feed the lazy

By Chuck Bentley—The Washington Times—November 18, 2011 With the Tea Party, the issues were clear. Government was too big, taxed too much and needed to rein in its out-of-control spending. Its message was a clarion call for limited government coupled with fiscal responsibility. At rallies that had the flavor of church picnics, people gathered to […]

Biblical perspective of work

Over a 50-year span, the average American spends about 100,000 hours working. A major part of adults’ lives is involved in work, but often with the job comes some degree of dissatisfaction. Perhaps no statistic demonstrates dissatisfaction more than job-hopping tendencies. A recent survey discovered that the average American man changes jobs every four and […]

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