Category Archives for "Saving"

Singapore’s Saving System

By Chuck Bentley Forbes Magazine columnist John Goodman had a lot of high praise for the nation of Singapore’s alternative to the American welfare system. He said: Singapore has built an alternative to the European style welfare state. Think of all the reasons why people turn to government in other developed countries: retirement income, housing, […]

Saving Money on Life Insurance

By Chuck Bentley I think life insurance is a great idea and it is especially important for families to have adequate coverage.  I did a little research on how to save money on life insurance and came across an option that I did not know existed. Some insurance providers allow you to add a rider […]

Are you spending too much money?

By Chuck Bentley Are you spending too much money? According to an article in investopedia.com, here are 10 signs you’re spending too much money. 1. You carry credit card debt. If you’re not completely paying off the balance on your credit card every month, you’re probably spending too much. 2. You have no retirement savings. If this is […]

Payday Loan ATMs

By Chuck Bentley A bright orange ATM is popping up around Moscow, Russia at railway stations and shopping malls. This strange kind of ATM looks like a regular cash machine, but it’s designed to accept loan applications and dole out money on the spot. The loan ATM is a product of Oleg Boyko, a Russian billionaire […]

Scam Alert

By Chuck Bentley Anthem, a major health insurance company, warned consumers recently to be aware of scam email campaigns targeting current and former customers of the company. The emails encourage recipients to click a link for credit monitoring services. “These emails are NOT from Anthem,” the insurance company said in the statement. Here is why […]

Obamacare Information for your tax return

By Chuck Bentley You will need to report your healthcare arrangements to the IRS as one of the consequences of Obamacare, or else: Failure to comply can result in a reduced tax refund and penalties. First, there’s the coverage issue. Under Obamacare’s individual shared responsibility provision, you must let the IRS know when you file […]

Obamacare and Your Taxes

By Chuck Bentley I hope you know that a key part of the Affordable Care Act (ACA) requires that taxpayers have qualifying health care coverage. Those without will need to qualify for an exemption or pay a penalty. This “Individual Shared Responsibility” provision applies to both individuals and families. If you, your spouse, and everyone […]