Ask Chuck: A Year of “Unexpecteds”
Dear Chuck, 2020 has been a year of ”unexpecteds.” My wife is pregnant and we are growing concerned about raising a child in the city. We are considering moving since both our jobs offer online flexibility. Any advice? Thanks for your ministry. Headed for the Suburbs Dear Headed for the Suburbs, First of all, […]
Financial Inequality and God’s Economic Cycles
America’s tragic history of injustice towards minority groups has created a wealth gap that needs to be addressed and specific efforts need to be made to close it. Not through redistribution programs, but by following a Biblical plan that does not depend on government intervention, but rather, personal initiative. God created a system, which if […]
Confronting Economic Injustice
My heart aches. I lament the cruel treatment of black people, the senseless loss of life. I have shed tears in private. I am disturbed by my only recent real sensitivity to the obvious pent up hurt and hopelessness in the black community. They are tired, frustrated, and longing for lasting change. So am I. […]
Ask Chuck: Ready to Retire?
Dear Chuck, I can retire in two years at age 65. Our home is paid for but we have almost nothing saved for retirement. We can get by on Social Security but it will be tight. How are others getting by who are in this shape? Retirement Planning Dear Retirement Planning, It is great […]
Ask Chuck: Is Refinancing My House Worth It?
Dear Chuck, With interest rates so low, should we refinance our house? We bought it in 2014 for $220,000. We put 10% down and still pay PMI. We think it is worth $240,000 now. We also have some troubling credit card debt we want to pay off in the refi. Refi Now? Dear Refi […]
Ask Chuck: Should I Save, or Invest in My Career?
Dear Chuck, I have not spent my $1200 stimulus check since I have no real savings. I am insecure about losing my job but really want to do something else anyway if I get laid off. Should I invest in getting training for a future job or just keep the money in an emergency account? […]
Money-Saving Tips for the COVID-19 Pandemic from your Crown Staff
The Crown team makes it a priority to “practice what we preach”. During this pandemic, as we recommend to cut back your living expenses by 25% for the next 90 days, we’ve made a list for you of the ways we’re doing that ourselves. There are some natural savings that happen when you follow social […]
Ask Chuck: Is there Hope for this Economic Crisis?
Dear Chuck, Is the sky falling? I have never seen so much panic around a virus in my life! It seems the economic damage being done is worse than the flu? When will this nightmare end? Holding Out Hope Dear Holding Out Hope, Bear with me; a lot is going on. The events we […]
Ask Chuck: 3 Ways to Sell Your Home and Build a New One
Dear Chuck, My wife and I want to sell our home (no debt or mortgage) and buy a piece of land where we can build a larger home. Our end goal is to come out mortgage free or with very minimal debt. We have 3 options: 1) Sell our home now, rent while we use […]
Ask Chuck: Will Social Security Go Broke?
Dear Chuck, I’m a recent college graduate with my first “real” job. With that comes paying into the Social Security System. My concern is whether or not there will be funds for me someday, especially in light of the recent deficit report. Worried Millennial Dear Worried Millennial, First, I am impressed with a number […]