One decision that all adults in America have to face in their search for housing is whether to buy or to rent. The choice usually depends on how much they can afford to spend. The only sure way to determine how much a person or family can afford to spend on housing is for them […]
The primary reason people choose to refinance their home mortgages is because of low mortgage interest rates. However, before refinancing, they should be aware that sometimes they may end up paying more, not less, for a mortgage because lenders charge new types of fees, and loan arrangements can be complex. When to refinance If you’re […]
Budget busters are areas that can lead you into financial disaster. When you overspend in one or more areas of your budget, other areas must be reduced to compensate for the overspending. Otherwise, your budget won’t balance and you’ll start to incur debt. We’ll discuss the most common budget busters below. The following percentages are […]
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