In Galatians 5, we read about the 9 Fruits of the Spirit: “But the Holy Spirit produces this kind of fruit in our lives: love, joy, peace, patience, kindness, goodness, faithfulness, gentleness, and self-control. There is no law against these things!” These 9 virtues are characteristics of the Holy Spirit living in us and can […]
In Galatians 5, we read about the 9 Fruits of the Spirit: “But the Holy Spirit produces this kind of fruit in our lives: love, joy, peace, patience, kindness, goodness, faithfulness, gentleness, and self-control. There is no law against these things!” These 9 virtues are characteristics of the Holy Spirit living in us and can […]
Have you been waiting to make a budget until you make just a little more money? Maybe you have good intentions to start saving for retirement, but it just hasn’t happened yet. Debt has a way of accumulating quickly while we work to develop a plan to pay it off. Can you identify with any […]
Dear Chuck, I’ve been inspired by Washington Redskins quarterback, Kirk Cousins’ frugality. Don’t you think more professional athletes and musicians should set his kind of example? Big Fan of Kirk’s Dear Big Fan, I not only wish more athletes followed his example, I think all of us could learn from him! Cousins is a […]
Are you worried about money? Most Americans are. In fact, a study from CreditCards.com reveals that 65% are losing sleep because of their financial state. The most common stressor is the cost of healthcare or insurance bills. This is closely followed by concern over retirement savings and student loans. Mortgages and credit cards are not […]
Benjamin Franklin said, “Beware of little expenses; a small leak will sink a great ship.” Does this describe your finances? More often than not, budgets are wrecked or debt is accumulated by little things. Sure, those big surprise expenses also strain our finances, but we can probably credit smaller, sneaky expenses for doing the real […]
Have you ever thought about what causes debt? Most people who have accumulated debt didn’t do so on purpose. It’s usually because of a series of small mistakes, one huge accident, or an assumption that “this is just the way it’s done”. But underneath all those causes are deeper, hidden problems. Paying off debt or […]
Have you ever made a little decision that resulted in a BIG impact? I know I have. In 2015 I decided to drink water only for the entire year. Yes, that’s right…no coffee, tea, juice, soda, smoothies or lattes. Nothing but H2O! For full disclosure, I made it the entire 365 days, and felt so […]
You may be surprised by this, but I carry a credit card. Many people ask my why I would endorse using a credit card because so many have been led to believe they’re evil and only lead to destruction. I see it this way: credit cards, just like any other form of currency, are neither […]
I once asked my husband for some creative ideas on how to help us save a little extra cash every month. He gave a little laugh and immediately exclaimed, “Save?! Don’t ask me – I like to SPEND!” While he identifies more as the “spender” and I more as the “saver”, we both would have […]