Category Archives for "Money Map"

How to Use the Envelope System

The fundamentals of budgeting are simple – know where your money is going so it serves you, not the other way around. When you have your finances in order, you are better able to be used by God to accomplish great things for the Kingdom, and keeping a budget is the best way to do […]

How to Save for Retirement

As Americans, we have developed somewhat of a mania about retirement. Much of that is due to the fact that people are not prepared: The #1 financial regret of older Americans is that they didn’t save for retirement sooner The median amount saved for retirement among American families is only $5,000 And almost a quarter […]

How to Make a Budget

Did you know that tracking your spending and creating a budget can be freeing and actually bring peace? A budget empowers you to know exactly where your money is going and helps you reach your financial goals. When you use a budget, your money starts working for you, not the other way around. Contrary to […]

What is Stewardship?

What do you think of when you hear the word, steward? There are many misconceptions of what stewardship means – fundraising campaigns at church, recycling, and getting out of debt are common examples. But none of these fully encompass what stewardship really means. Stewardship is not ordering your finances in a way that you can […]

3 Steps to Start a Savings Fund

Do you have $1,000 in a savings account that you could access right now? Most Americans (70%) don’t. In fact, six out of 10 Americans couldn’t even access $500 in an emergency. And 34% of Americans said they don’t have any savings…at all. A lack of savings is the #1 reason people accumulate debt – because […]

How to Get Out of Debt

how to get out of debt

It’s been said that paying off debt is like eating an elephant – it can only be done one bite at a time. But getting started can seem daunting and overwhelming. Knowing how to take the first bite can prevent many from starting altogether. Of all the people I know who have gotten out of […]

5 Tips to Save $1,000

My challenge to you is to escape the trap that nearly 70% of Americans are in: Living with less than $1,000 in savings! Here are a few more tips to find that $1,000 and put it away for future emergencies. Cut cable. I have friends who spend more than $100 per month for their cable […]

How to Avoid Over-Housing

Forbes contributor, Joshua Becker, asks, do you really need that much home? His insightful article points out that we regularly only use 40% of our living space. Yet, Americans carry high mortgages and live with the stress of financial burden. More is not always better. A small home is typically less expensive, easier to maintain […]