Category Archives for "Get Out of Debt"

4 Ways to “Unstuck” Your Finances

Have you been waiting to make a budget until you make just a little more money? Maybe you have good intentions to start saving for retirement, but it just hasn’t happened yet. Debt has a way of accumulating quickly while we work to develop a plan to pay it off. Can you identify with any […]

5 Mistakes That Lead to Debt

5 Mistakes that lead to debt

Have you ever thought about what causes debt? Most people who have accumulated debt didn’t do so on purpose. It’s usually because of a series of small mistakes, one huge accident, or an assumption that “this is just the way it’s done”. But underneath all those causes are deeper, hidden problems. Paying off debt or […]

How To Use a Credit Card…The Right Way

You may be surprised by this, but I carry a credit card. Many people ask my why I would endorse using a credit card because so many have been led to believe they’re evil and only lead to destruction. I see it this way: credit cards, just like any other form of currency, are neither […]

What Does the Bible Say About Credit Cards?

The Bible contains more verses about money than it does about Heaven and Hell combined. Why? Because God created us and knows the role that money plays in our lives. But across all 2,350 verses about money, not one of them says that borrowing, or being in debt, is forbidden. The Bible does not contain […]

How to Get Out of Debt

how to get out of debt

It’s been said that paying off debt is like eating an elephant – it can only be done one bite at a time. But getting started can seem daunting and overwhelming. Knowing how to take the first bite can prevent many from starting altogether. Of all the people I know who have gotten out of […]

5 Steps to Stop Losing Sleep Over Money

Dear Chuck, I’m losing sleep over money worries. Seriously. Sometimes the stress of figuring out how to balance debt, bills and life is almost more than I can stand. Where do I begin? Sleepless in America   Dear Sleepless, I know how you feel. I was once there myself during a time when I had […]

4 Steps to Get Out of the Debt Cycle

Humorist ‘Kin’ Hubbard once said, “The safest way to double your money is to fold it over and put it in your pocket.” Apparently Americans haven’t taken his advice. It is no longer any surprise that a significant number of Americans are living paycheck to paycheck. Sadly, research reveals that Americans are burdened with nearly […]

4 Better Ways to Use Your Tax Refund

Dear Chuck, Procrastinators Unite! This weekend, my husband and I will be crashing on our tax returns, due Monday, April 18th, and we’re hoping to receive a return. What do you suggest we do with the money?   Procrastinator Dear Procrastinator, It is never best to wait until the last minute to do your income […]

3 Surprising Steps to Getting Out of Debt

Originally posted on the Christian Post on February 24.   Dear Chuck, Credit cards are killing me, and it feels like getting a handle on money is some kind of 12-step program. Where do I begin? Feeling Overwhelmed. Dear Overwhelmed, Well, I have some good news and bad news. The good news is that it’s […]

Can You Pay for Unexpected Expenses Without Debt?

Jill Cornfield at Bankrate.com says the most common surprise expenses are related to vehicles, appliances, home-repairs, injury or illness. Unfortunately, nearly 6 in 10 Americans don’t have enough savings to cover an unexpected bill of $500. This is a problem across our nation. When people pay with a credit card, the original expense can grow […]