Category Archives for "Family Life"

12 Steps to a Healthy Lifestyle

With medical expenses being the number one cause of financial hardships, it pays to work at staying healthy. Here are few simple tips/benefits for staying healthy: Take advantage of free ways to exercise. YouTube sessions, walking, dancing, and stretching; check out churches, senior centers, or the YMCA for exercise classes for little or no cost. Park […]

8 Budget Hacks to Help You Save

8 budget hacks

Dear Chuck, I’ve seen that you really encourage people to save $1,000 that they don’t touch at all except for extreme emergencies, but seriously, I CAN’T DO IT!  I need some advice on where to cut because I’m so close to the edge. Got any ideas? Open to Suggestion Dear Open, Trust me, you are […]

The Good, the Bad, and the Ugly of Reverse Mortgages

Originally posted on the Christian Post on September 30. Dear Chuck, My elderly parents are considering a reverse mortgage because they are struggling on a fixed income. Is that a good idea? Could it do more harm than good? Worried for Mom and Dad Dear Worried, I share your concerns about reverse mortgages, called “the ugly […]

3 Tips for Dealing with College Debt

Dear Chuck, It’s back to school time for many families, but my children are finishing college and newly graduated, so I’m less concerned now that they have a diploma– and more worried about the debt they accumulated – the nasty student loan kind of debt.. Do you have any advice for my family and me? […]

Mortgages: Refinancing vs Recasting

refinancing recasting mortgage

Dear Chuck, My husband and I own a home and are trying to decide if we should change our mortgage to get in better financial health. I read recently about “recasting” a mortgage, which sounds a lot like a fishing term! Is that something worth considering? We’ve been looking into refinancing. What is the difference? […]

Are You Stressed About Your Medical Bills?

I recently received this question: My husband and I could really, really use some financial advice. We are both in our 20’s, have a baby, and have been married for a little over 4 years. Unfortunately, we’ve acquired quite a bit of debt, mostly from medical bills because I did not have insurance. But we […]

3 Tips on Money & Divorce from Baywatch

Originally posted at Christian Post July 15, 2016. Dear Chuck, I saw recently that the former Baywatch star David Hasselhoff headed to court to try and challenge the judicial order to pay his ex-wife $21K a month in alimony. I’ve read his assets went from $1.2 million in the bank to $600 after his divorce. What happened […]

Does God Require Fathers to be the Breadwinners?

Dear Chuck, As we celebrate Father’s Day this weekend, it seems to me that today’s dads are under pressure of all kinds as well as having to endure being the butt of the joke too much of time. Father may not always know best, but Hollywood makes dads appear weak, stupid and clueless. What kind […]