Category Archives for "Debt"

What Your Debt is Really Costing You (And How to Get Out)

It’s been said that paying off debt is like eating an elephant – it can only be done one bite at a time. Starting the process of becoming debt-free can be overwhelming, and not knowing how or where to start can prevent many people from starting altogether.   But paying off debt, and doing so […]

The #1 Debt-Payoff Tool

God’s word encourages us to live debt-free lives – Romans 13:8 says that we should not leave any debt outstanding, and Proverbs 22:7 reminds us that borrowing makes us like slaves to our lenders. His word is also clear that when we borrow, we are responsible to repay every cent. But when it comes to […]

Ask Chuck: What We Can Learn About Financial Freedom from Chip and Joanna Gaines

Dear Chuck, I read that Chip and Joanna Gaines were in debt before they became famous. Is there a plan they followed? Can you give us a plan? We are starting off the New Year very discouraged with two student loans, three credit card bills and we owe on both of our cars.   Discouraged […]

Ask Chuck: Avoiding the Christmas Spending Trap

Dear Chuck, The commercialization of Christmas feels like a big financial trap! My husband and I want to show love to our kids and family but the pressure to spend and borrow just to put a bunch of packages under the tree seems ridiculous. Any advice for stressed out parents like us? Bah Humbug!   […]

4 Ways to “Unstuck” Your Finances

Have you been waiting to make a budget until you make just a little more money? Maybe you have good intentions to start saving for retirement, but it just hasn’t happened yet. Debt has a way of accumulating quickly while we work to develop a plan to pay it off. Can you identify with any […]

Ask Chuck: Can I Use My Credit Card for Black Friday Sales?

ask chuck black friday shopping with credit card

Dear Chuck, I want to take advantage of all the good sales happening for Black Friday but I can’t afford to pay for it all in cash right now. Is it ok to put it on the credit card and pay it off when I get my Christmas bonus? It seems like a waste to […]

5 Mistakes That Lead to Debt

5 Mistakes that lead to debt

Have you ever thought about what causes debt? Most people who have accumulated debt didn’t do so on purpose. It’s usually because of a series of small mistakes, one huge accident, or an assumption that “this is just the way it’s done”. But underneath all those causes are deeper, hidden problems. Paying off debt or […]

How To Use a Credit Card…The Right Way

You may be surprised by this, but I carry a credit card. Many people ask my why I would endorse using a credit card because so many have been led to believe they’re evil and only lead to destruction. I see it this way: credit cards, just like any other form of currency, are neither […]

Ask Chuck: What To Do About the Equifax Breach?

4 Ways to Protect Yourself From Fraud

Dear Chuck, This Equifax security breach has me really concerned. What does it mean if I am among the millions who had their information stolen? What should I do to keep my identity safe? Thanks, Looking for the Facts   Dear Looking for the Facts, You have every right to be concerned! Equifax is one […]

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