Category Archives for "Credit"

How To Use a Credit Card…The Right Way

You may be surprised by this, but I carry a credit card. Many people ask my why I would endorse using a credit card because so many have been led to believe they’re evil and only lead to destruction. I see it this way: credit cards, just like any other form of currency, are neither […]

Ask Chuck: What To Do About the Equifax Breach?

4 Ways to Protect Yourself From Fraud

Dear Chuck, This Equifax security breach has me really concerned. What does it mean if I am among the millions who had their information stolen? What should I do to keep my identity safe? Thanks, Looking for the Facts   Dear Looking for the Facts, You have every right to be concerned! Equifax is one […]

Why Financing is the New Layaway…and What the Bible Says About It

Do you remember “layaway”?   If you’re unfamiliar with the process I’m referring to, “layaway” was an option many stores offered if you couldn’t afford to pay the full price of an item. The store would hold the item for you as you make payments towards it, usually for about 3-6 months. When you had […]

Here’s What You Need to Know About Your Credit Score

[vc_row type=”in_container” full_screen_row_position=”middle” scene_position=”center” text_color=”dark” text_align=”left” overlay_strength=”0.3″][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” width=”1/1″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][vc_column_text]Do you know your credit score? Better yet, do you know what your credit score means? Or how to improve it? In the wake of the recent security breach from Equifax, it’s even more important to understand your credit […]

How to Avoid the Financial Mistake 78% of Working Americans Are Making

Are you living paycheck to paycheck? A recent report from CareerBuilder found that 78% of full-time workers live paycheck to paycheck, and 71% of full-time workers are in debt. Of these full-time workers, almost 10% of them make over a hundred thousand dollars a year, and they’re still living paycheck to paycheck every month. This […]

What Does the Bible Say About Credit Cards?

The Bible contains more verses about money than it does about Heaven and Hell combined. Why? Because God created us and knows the role that money plays in our lives. But across all 2,350 verses about money, not one of them says that borrowing, or being in debt, is forbidden. The Bible does not contain […]

6 Money Myths You Need to Stop Believing

[vc_row type=”in_container” full_screen_row_position=”middle” scene_position=”center” text_color=”dark” text_align=”left” overlay_strength=”0.3″][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” width=”1/1″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][vc_column_text] There are many misconceptions and myths about money. Many of them are completely untrue, but some are more untrue when you look at them through the lens of a faithful, biblical steward. Here are some of the top […]

How to Get Out of Debt

how to get out of debt

It’s been said that paying off debt is like eating an elephant – it can only be done one bite at a time. But getting started can seem daunting and overwhelming. Knowing how to take the first bite can prevent many from starting altogether. Of all the people I know who have gotten out of […]

What You Need to Know About Being Threatened by a Debt Collector

The Consumer Financial Protection Bureau recently reported than 1 in 4 consumers felt threatened when contacted by debt collectors. They experience collectors calling too often, at odd hours, and warnings of jail time and other frightening threats. Some were being hounded for debts they did not even owe! Many complained that the collectors ignored requests […]

Can You Pay for Unexpected Expenses Without Debt?

Jill Cornfield at Bankrate.com says the most common surprise expenses are related to vehicles, appliances, home-repairs, injury or illness. Unfortunately, nearly 6 in 10 Americans don’t have enough savings to cover an unexpected bill of $500. This is a problem across our nation. When people pay with a credit card, the original expense can grow […]