Category Archives for "Smart Spending"

9 Ways to Get Ahead in Your Finances

9 ways to get ahead in your finances

Did you know that 78% of full-time workers said they live paycheck to paycheck? Overall, 71% of all U.S. workers say they’re in debt, 56% of whom say they’re in over their heads. This, combined with the fact that almost 6/10 Americans don’t have $500 saved means we have a problem. Debt, a lack of saving, […]

#CutTheCord – 7 Alternatives to Cable TV That Will Save You Money

#CutTheCord - 7 Alternatives to Cable TV That Will Save You Money

The average American pays somewhere around $100 a month for cable. Per year, that’s $1,200 (which is more than most of us have saved…total). It’s no secret we dish out a lot of money to be entertained. However, more people want to know how to save money on cable because it’s so expensive. In 2017, […]

Are These Guilty Spending Pleasures Wrecking Your Budget?

Are These Guilty Spending Pleasures Wrecking Your Budget?

What’s the most difficult category to stick to in your budget? Food? Entertainment? Miscellaneous items? We all struggle with different kinds of budget busters. Kind of like budgetary “kryptonite”, they’re things that we just push the limit on month to month. In a recent study from Varo Money, they defined these expenses as “guilty pleasures” […]

Ask Chuck: How to Use My Tax Refund to Get Out of Debt

ask chuck how to make the most of tax refund

Dear Chuck, I need help prioritizing how to use my tax refund. We are expecting to receive about $3,100 from our refund and want to use it wisely since we have a little over $23,000 of debt and are in desperate need of new tires for my car ($450). In what order should we use […]

Ask Chuck: Are There Alternatives to Amazon?

ask chuck are there alternatives to amazon

Dear Chuck, Amazon seems to have taken over the world! Their dominating presence makes me a little nervous…but I still love my free 2-day shipping from Prime. Are there any alternatives out there that I should know about? I feel like I can save money shopping from Amazon and the free shipping is always a […]

Ask Chuck: Choosing to Live Like You’re Poor

how to live like youre poor

Dear Chuck, I’m in my early twenties and finances are a topic of stress in my life and among my peers. One of my friends, who is about my age, just paid off his mortgage. How is that even possible? Others I know rely solely on credit cards and are in thousands of dollars of […]

The Cost of Convenience

There’s a major trend sweeping, and revolutionizing, our modern day economy. Subscription services have taken over the market, some increasing performance by 800%, and prompting one business leader to even coin the term, “Subscription Economy”. Pay-per-item businesses are shifting their focus from selling a certain number of individual units to subscribing a massive number of […]

Ask Chuck: Is Amazon Go a “No” For My Wallet?

Dear Chuck, I saw that Amazon just opened its first grocery store. The store has all kinds of technological advancements, and you don’t even have to pay at a register. While this seems really cool, what kind of impact will these kinds of advancements have on my finances? And does the Bible say anything about […]