Category Archives for "Budgeting"

Ask Chuck: Avoiding the Paycheck-to-Paycheck Trap

Dear Chuck, I read an article recently about how many Americans live paycheck to paycheck and question how many really have to live that way. I don’t want to be calloused, but I wonder if they just need to be told to “Grow up!” Doesn’t the Bible tell us not to live that way? Financially […]

Ask Chuck: 3 Steps to Pay Off Christmas Debt

Ask Chuck paying off christmas debt 2

Dear Chuck, Well, we went a little crazy this Christmas…the kids all love their presents but my husband and I are realizing how much we really spent. Our credit card statement hasn’t come in yet but I know we are going to be in for a rude awakening. What can we do to start paying […]

Ask Chuck: Having a Meaningful Christmas on a Tight Budget

ask chuck meaningful christmas

Dear Chuck, My parents moved in with us this year. We have two children in high school and a college student who has moved home to finish school. Our budget is tight but we want to be able to have a meaningful Christmas without going into debt. Your help is appreciated. Dreaming of a Great […]

Ask Chuck: Good Financial Lessons From Bad Mistakes

Ask Chuck- Good Financial Lessons from Bad Mistakes

Dear Chuck, I’ve made many mistakes with money over the years. I live in regret of how I squandered so much and failed to prepare for the future. My wife is insecure and concerned that we don’t have enough saved or invested for retirement. We need to move forward but are making zero progress. Can […]

Ask Chuck: Lessons on Contentment from President Jimmy Carter

Hi Chuck, I was struck by the example of former President Jimmy Carter when I read that he lives in a modest home and has a frugal lifestyle. I think I would have a hard time living beneath my means if I had been President of the United States! It seems he is extremely content […]

Ask Chuck: Filling a Void with Material Things

Dear Chuck, Amazon Prime day just recently took place, and I found lots of great deals. Many of my friends took to social media to share great sales they found, and it was well-talked about at work for several days. While big sales like this can be great for saving us money, I actually was […]

5 Tips For Frugal Living

Have you ever met someone who seems to always be able to turn nothing into something? We all know that thrifty person who is able to save money in any situation. Being frugal with your money is something that can help you to maximize your income and potentially improve your financial situation. Trying to find […]

3 Ways To Quit Neglecting Your Savings Account

Looking ahead to the future is an important, but often scary, thing to do, especially when it comes to your finances. The best way to prepare for the future and give yourself financial margin is to establish a healthy savings account. Not only will it help to ensure that you have cash to cover expenses, […]

Ask Chuck: How to Be Financially Prepared for a Surprise Pregnancy

Dear Chuck, My husband and I just got married 4 months ago and got pregnant pretty quickly after our wedding. While we are so excited about becoming parents, the pregnancy was unexpected and now we are trying to build our financial lives together and prepare for a child. Any advice on how to save fast […]

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