Category Archives for "Budgeting"

Ask Chuck: Paying Off Christmas Debt

Dear Chuck, The bills have arrived and reality has hit. We splurged at Christmas and failed to keep track of everything we bought. We know now! Can you share some tips on paying off holiday debt and how to avoid ever doing this again? Pay! Pal   Dear Pay! Pal, It is easy to get […]

Ask Chuck: Stewardship and Living Beneath Your Means

Dear Chuck, I’m inspired when I meet people who have the capacity to live “high on the hog” but choose to live surprisingly simple lives. Many young people in my church are carrying student loans, while buying new cars, and more house than they need. How are they ever going to get ahead and become […]

Ask Chuck: Avoiding the Paycheck-to-Paycheck Trap

Dear Chuck, I read an article recently about how many Americans live paycheck to paycheck and question how many really have to live that way. I don’t want to be calloused, but I wonder if they just need to be told to “Grow up!” Doesn’t the Bible tell us not to live that way? Financially […]

Ask Chuck: 3 Steps to Pay Off Christmas Debt

Ask Chuck paying off christmas debt 2

Dear Chuck, Well, we went a little crazy this Christmas…the kids all love their presents but my husband and I are realizing how much we really spent. Our credit card statement hasn’t come in yet but I know we are going to be in for a rude awakening. What can we do to start paying […]

Ask Chuck: Having a Meaningful Christmas on a Tight Budget

ask chuck meaningful christmas

Dear Chuck, My parents moved in with us this year. We have two children in high school and a college student who has moved home to finish school. Our budget is tight but we want to be able to have a meaningful Christmas without going into debt. Your help is appreciated. Dreaming of a Great […]

Ask Chuck: Good Financial Lessons From Bad Mistakes

Ask Chuck- Good Financial Lessons from Bad Mistakes

Dear Chuck, I’ve made many mistakes with money over the years. I live in regret of how I squandered so much and failed to prepare for the future. My wife is insecure and concerned that we don’t have enough saved or invested for retirement. We need to move forward but are making zero progress. Can […]

Ask Chuck: Lessons on Contentment from President Jimmy Carter

Hi Chuck, I was struck by the example of former President Jimmy Carter when I read that he lives in a modest home and has a frugal lifestyle. I think I would have a hard time living beneath my means if I had been President of the United States! It seems he is extremely content […]

Ask Chuck: Filling a Void with Material Things

Dear Chuck, Amazon Prime day just recently took place, and I found lots of great deals. Many of my friends took to social media to share great sales they found, and it was well-talked about at work for several days. While big sales like this can be great for saving us money, I actually was […]

5 Tips For Frugal Living

Have you ever met someone who seems to always be able to turn nothing into something? We all know that thrifty person who is able to save money in any situation. Being frugal with your money is something that can help you to maximize your income and potentially improve your financial situation. Trying to find […]