Category Archives for "How to Make a Budget"

How to Use the Envelope System

The fundamentals of budgeting are simple – know where your money is going so it serves you, not the other way around. When you have your finances in order, you are better able to be used by God to accomplish great things for the Kingdom, and keeping a budget is the best way to do […]

How to Make a Budget

Did you know that tracking your spending and creating a budget can be freeing and actually bring peace? A budget empowers you to know exactly where your money is going and helps you reach your financial goals. When you use a budget, your money starts working for you, not the other way around. Contrary to […]

Church vs. Credit Cards

Originally posted on the Christian Post on February 3.   Dear Chuck, I need some help. I am a 50 year-old widow with a teenager at home, and I’m using credit cards to survive, drowning in late fees. I am over extended and miserable. My income cannot support my obligations so I decided to find […]

10 Ways to Protect Your Budget from the Holidays

First of all, protect yourself from advertising overload. Companies know how to play on our emotions to get us to purchase their products. Rather, pray for legacy-building ideas that don’t require money. Intentionally plan a stress-free holiday that allows you to focus on Christ, the best gift of all. What do you have? Think about […]

8 Budget Hacks to Help You Save

8 budget hacks

Dear Chuck, I’ve seen that you really encourage people to save $1,000 that they don’t touch at all except for extreme emergencies, but seriously, I CAN’T DO IT!  I need some advice on where to cut because I’m so close to the edge. Got any ideas? Open to Suggestion Dear Open, Trust me, you are […]

How Pastors Can Train Their Congregations to Be Good Stewards

Many sermons and teaching lessons that pastors present to their congregations do not apply to everyone. For example, lessons on the depravity of alcohol or drugs or the spiritually and emotionally harmful effects of adultery could apply to only a handful of attendees. However, everybody deals with money. It is the pastors’ responsibility to help […]

Understanding Surety

With regard to finances, surety is probably the least taught and least understood principle in God’s Word. Considering the number of times the Scriptures warn against surety, its amazing to think that so few actually heed God’s cautions. The fact that so many Christians can violate a basic biblical principle about money and seem to […]