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Ask Chuck: Should I Have a Health Savings Account?

Ask Chuck: Should I Have a Health Savings Account?

Dear Chuck, I just accepted a new position and have the opportunity to enroll in a Health Savings Account (HSA). I’m not sure I should, so I wanted to get your perspective. My wife works part-time and we have a preschooler. We’re all in good health so no big expenses are expected. Thanks, Unsure About […]

Savings Day – Unexpected Expenses

It’s Build Your Savings Day! Last month my youngest stopped in at a local automotive service chain. He told them his car was making an odd noise and asked if they would analyze it. $800 dollars later, he drove off with new brake pads, rotors, and a wheel bearing but the noise was gone! Do […]

Make Savings Automatic

Only 39% of people surveyed at Bankrate.com could cover an unexpected $1,000 expense with money from savings. Could you? A recent Census Bureau report revealed that in 2016, medical expenses plunged 10.5 million people below the poverty line. What can be done? First, always carry health insurance. Next, build an emergency fund. If you don’t […]

3 Steps to Develop a Savings Mindset

Have you ever been skiing? I remember teaching each of my 4 sons how to ski. Just getting them all dressed, bundled up, and in their ski boots was enough of a workout for an entire day, but then we actually had to get on the mountain. I’m not sure they could put their arms […]

Savings Goal Calculator

Savings Goal Calculator

Crown’s Savings Goal Calculator makes it easy to run various savings scenarios to determine how much you need to save to reach your final savings amount.Just enter your monthly (periodic) savings amount, the number of months you plan on contributing, and the rate of interest you expect to earn.Be sure to click the Savings Schedule and Charts button after […]

Savings Day – Plan and Start Young

It’s Build Your Savings Day. Having a savings plan when you’re young is the ticket! Start by paying yourself first. Then set up automatic transfers and you don’t touch the account. Save something even while paying down debt. Reduce your debt with any extra income so eventually, those payments can also go towards savings. The […]

Money Market vs Savings Accounts

Last year, Bankrate.com reported that the average emergency cost $2,500. Could you cover that today? A lack of savings is the #1 reason people accumulate debt. Roughly 1/3 of Americans currently owe on an emergency expense they couldn’t cover. God wants us to look to Him to provide for our needs – not others. He […]

Success In Savings Is Having A Plan

My son, John, recently totaled his car. Thankfully he was not injured. Although the car was a total loss he learned first hand about the value of having a savings account. John was taught to save from an early age. He used the giving, saving and spending method every time he earned money. So, when […]

7 Rules for Riches – Emergency Savings Account

Do you like surprises? Or, maybe I should say, are you ready for them – those surprise expenses that catch you off-guard! Unexpected costs are inevitable in life. A year ago, a reported 6 in 10 Americans didn’t have enough money to cover a $500 unplanned expense. This is crazy! An emergency fund is for […]

Emergency Savings

Brandon’s car wreck was a total accident, but unfortunately it was his fault! Though the other car was fine, his car was a mess. It was going to be expensive to repair the car after the accident. But there was some good news…. Brandon had an emergency savings account! He had been trying to be […]