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Savings Day – Savings Depends On Spending

It’s Build Your Savings Day! Are you ordering your finances God’s way? Saving money happens when you think about how you spend money. It demands self-control and postponing your wants. We don’t naturally gravitate toward sacrifice, but the Apostle Paul said: “…walk by the Spirit, and you will not gratify the desires of the flesh. […]

U.S. Savings Bonds

What are savings bonds? Savings bonds are loans to the government for a predetermined period of time (generally seven years or longer). They were designed primarily to help fund the U.S. war effort in World War II and were originally called war bonds. After the war, the bond program was continued and retitled U.S. savings […]

3 Ways To Quit Neglecting Your Savings Account

Looking ahead to the future is an important, but often scary, thing to do, especially when it comes to your finances. The best way to prepare for the future and give yourself financial margin is to establish a healthy savings account. Not only will it help to ensure that you have cash to cover expenses, […]

3 Steps to Start a Savings Fund

Do you have $1,000 in a savings account that you could access right now? Most Americans (70%) don’t. In fact, six out of 10 Americans couldn’t even access $500 in an emergency. And 34% of Americans said they don’t have any savings…at all. A lack of savings is the #1 reason people accumulate debt – because […]

The Benefits of Type I Savings Bonds

U.S. savings bonds—often given as graduation, baptism, birthday, and wedding gifts—are popular because they are, for all practical purposes, 100 percent risk free, and they can be easily purchased at most banks, at government financial institutions, at work, or through the U.S. Treasury either by mail or online. However, until the introduction of the I […]

Savings Day – Dollar Diet and Rounding Up

It’s Build Your Savings Day! Use the “dollar diet” method of depositing money that you don’t spend each week. As your savings grow, I hope you’re gaining confidence and motivation to find other ways to cut spending and to put more in savings.  Here’s another tip. When making deposits, round up to the next ten […]

Savings Day – HSA’s

  It’s Savings Monday! Do you have a health savings account? It’s possible you’re not maximizing the benefits! A health savings account, otherwise known as an HSA, is a tax-advantaged savings account that helps you pay for medical expenses. It’s paired with a high-deductible health plan available for use now and in the future. Once […]

Savings Day – Don’t Presume on the Future

It’s Build Your Savings Day! Are you preparing for your future? 55% of current workers plan to stay on in retirement either full or part-time. However, we can’t presume how long we’ll be able to work, or if we’ll even be physically able to.  A survey of retirees showed that 15% of Americans will have […]

Ask Chuck: Should I Have an Education Savings Account?

Ask Chuck: Should I Have an Education Savings Account?

Dear Chuck, I have 2 daughters that are only 2 years apart that are still in elementary school, but I’m concerned about the cost of college. When is the best time to start saving, and can you explain education savings accounts? I am thinking this is the way I want to help them get their […]

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