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By Chuck Bentley
The millions spent on Valentine’s Day may fuel the passions of new love, but if you want “happily ever after” you may want to consider a budget.
I once counseled newlyweds, who just six months after their wedding, were struggling to keep their marriage together. The reason was no mystery. They had accumulated $180,000 of combined consumer and student loan debt on just $60,000 of income. The engagement, wedding, honeymoon and home furnishings were all purchased on credit cards and with loans from family. Their financial picture was shocking, even to me. Unfortunately, their marriage did not last through their first year and bankruptcy was in the future for both.
While many couples pledge to stay together “for richer, for poorer,” making a plan for handling both can help you keep that promise.
Researchers have found that money fights are the best predictor of divorce – more poisonous than conflicts over kids, sex, the in-laws or any other points ...
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