Posts Tagged 'giving'

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Tis the Season for Charitable Giving

Originally posted on the Christian Post on December 23. To learn Biblical answers to your financial questions, you can #AskChuck @AskCrown your questions by clicking here. Questions used may be lightly edited for length or clarity. Dear Chuck, My mail and email are full of requests for end-of-year donations, and there are so many good causes. But it’s hard to balance how to give at a time of year when I’m shopping for so many. How important is it to close out the year with charitable giving? What kind of choices need to be made? It’s hard to get the money together for Christmas, but I feel guilty when I see those financial needs piling up. How should I balance these things? Charitably Challenged.   Dear Challenged, Since there are so many great and worthy causes, I can understand your challenge. I will speak to the question of balance and priorities, but the importance of giving is the focus of my response. You ask a great question that’s really about the st ...

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I think gift cards are a bad idea for a Christmas present

Here are my top four reasons I don’t think unrequested gift cards are a good idea:   #1 – Ever wonder why you see racks of gift cards at every grocery store and retail store?  Studies show that between 20 to 25% of those that receive them never use them.  In other words, the stores make a fortune knowing the cards are likely to go unused due to loss or forgetfulness. #2. They are not the same as cash. If you get a $25 gift card and only spend $23 – you will have a balance of $2 on your card. These small, unused balances are likely to never get used. #3. Some have expiration dates and even penalties if they go unused. To the contrary, cash can earn interest while it is unused. #4. The card limits your options to that specific restaurant, or Starbucks or that iTunes store. Cash can be spent or invested anywhere. If you are not sure what to get your loved one and are tempted to get them a gift card – I have a better idea. Make them a very nice card and ...

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Do you feel a tension between your desire to save more and your desire to give more?

I did some checking online looking for a study on this dilemma many Christians face. So far, I have not found any solid research on the subject! Most articles talk only about increasing your savings, not your giving. The Bible clearly instructs us to make giving our top financial priority. Proverbs 3:9-10 says, “Honor the Lord with your possessions, and with the first fruits of all your increase; So your barns will be filled with plenty, and your vats will overflow with new wine.” To honor the Lord, we put Him first by giving. This is not because Heneeds our money; it is because we need to be conformed into His image. He is the greatest giver of all. It shows we love Him, care about His kingdom, and want to do good for others. The verse is very clear that the way we do this is to make it an automatic action off the top of everything we earn.  This habit helps break the grip of materialism in our lives and also puts us into a greater dependency on the Lord. This verse does not promise wea ...

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Be on high alert for scams!

Unfortunately, this wonderful time of year is when scammers attempt to prey on shoppers. The Better Business Bureau publishes a list of the Top 12 Scams of Christmas. Here are a few to keep in mind. Fake charities: The holidays create a great opportunity for scammers to solicitdonations to fill their own pockets. Beware of solicitations from charities that cannot deliver on their promises or pretend to be representing victims that do not really exist. Stolen or Fake gift cards: Buy gift cards only from reputable  dealers, not online or from individuals. It is easy for scammers to sell a card and pull out the funds before consumers can even give it as a gift. Deceiving deliveries: Do not accept notices about delivery delays or confirmations on unordered packages. Scammers often pose as well-known retailers or shipping companies to gain false credibility and access to consumers' computers. Puppy scams: Be careful about buying pets online. Consumers may be unwittingly buying from a puppy mil ...

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