Posts Tagged 'career'

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Dealing with Critical Coworkers

Originally posted on the Christian Post on January 13. To learn Biblical answers to your financial questions, you can #AskChuck @AskCrown your questions by clicking here. Questions used may be lightly edited for length or clarity. Dear Chuck, I mostly like my job, or at least I don’t mind the work, and I’m grateful for it. But I find that some of my coworkers are really the worst part of my day. They can be critical, mocking, annoying, and I find that most of my stress comes from dealing with a few bad apples. Some people go out of their way to make it difficult to get anything done. They are like roadblocks to peace or effectiveness. I know that God wants us to work, but what does He say about how to handle a difficult group of people, not just a job? Frustrated by Human Roadblocks Dear Frustrated, As you begin a new year, be determined to enjoy your work more and to be bothered less by those who are difficult. You can find some excellent advice and examples in the lives of D ...

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Are you looking for a job this year? I have an encouraging story for you.

Years ago, I was between jobs and not sure where to turn. I began praying and asking God to open doors for me through my network of friends. In just a few days a friend referred me to a friend of his who owned a large company. The interview was a few short questions about my experience, my training and overall fit for the position. The truth was, I fell far short in all three areas. The owner, although polite, asked me why I had even come for the interview and then looked at me and said that it would not work out. At that moment, I stood to shake his hand and asked with a level of confidence that could have only come from God: “Sir, I understand your concerns, I am not very qualified for the position. But will you give me a chance to prove myself?” I was hired on 90-day probation. If I couldn’t do the job then I would be terminated. By God’s grace, within the first 30 days I had made a very large sell for the company that shocked everyone, including me. And it didn’t stop t ...

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If you are in the hunt to find a job or change careers, you need to do well in your interview.

A recent article at ToughNickel.com listed 10 things you should never say in a job interview. Here goes. How much does this job pay? Typically, money is not discussed during the first interview. If, at the end of the session the interviewer should ask what salary you expect, give a realistic range of salaries you can accept without pricing yourself out of the job or limiting your earning possibilities.   What does your company make or do? Do your research before the interview. Find the company online and learn as much as you can. Slang words or phrases or improper English. The interview is a formal conversation, so if you want to be taken seriously, use proper English. Otherwise, you may come across as disrespectful, casual, and not serious about doing good work.  What are the benefits, vacations, promotions, and bonuses? The first interview is about what you can offer the company in the way of skills, talents and experience.  Avoid: Curse words or profanity of any ...

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Do you know how much the average American has in their checking account?

While it is difficult to know for sure, one study by bank consulting firm Moebs Services indicates that the average American has $4,436 in their bank account. This is an amount that accounts for averages in people’s checking accounts specifically and was notable a couple of years ago because it represented a significant jump from 2012’s numbers. What’s even more interesting is how much higher that figure is than it was in 2007, just prior to the Great Recession. At that time, the average American only had $788 in their checking accounts. This points to a change in financial behavior likely due to the scare of the downturn of the economy in 2009. People began to keep more available cash on hand. However, this study reveals a large increase in what is held in our checking accounts. It does not mean the average American has this much in a savings account. Studies reveal that 69% of Americans have less than $1,000 in a savings account. As Christians, we shoul ...

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Do you know how much the average American has in their checking account?

While it is difficult to know for sure, one study by bank consulting firm Moebs Services indicates that the average American has $4,436 in their bank account. This is an amount that accounts for averages in people’s checking accounts specifically and was notable a couple of years ago because it represented a significant jump from 2012’s numbers. What’s even more interesting is how much higher that figure is than it was in 2007, just prior to the Great Recession. At that time, the average American only had $788 in their checking accounts. This points to a change in financial behavior likely due to the scare of the downturn of the economy in 2009. People began to keep more available cash on hand. However, this study reveals a large increase in what is held in our checking accounts. It does not mean the average American has this much in a savings account. Studies reveal that 69% of Americans have less than $1,000 in a savings account. As Christians, we shoul ...

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What is the number one financial regret of older Americans?

“Most Americans are filled with regrets — financial regrets. Fully three in four, in fact, admit they harbor financial regrets, according to a survey of more than 1,000 adults by Bankrate.com. Their biggest regret: not saving for retirement early enough (nearly one in five Americans put this in the No. 1 spot). What’s more, among those age 65 and up, 27% said this was the biggest regret, compared with 17% of those aged 30 to 49." Those in the younger generation are probably just not old enough to realize they probably have also started saving too late!  Now, here is the tragedy of this regret. God’s Word teaches us to save. It should be a regular part of our life to regularly save money. And it’s never too late to start. You can also make progress on saving money by taking on an extra job or starting a small business or service to increase your income. God will be faithful to provide your needs; our part is to be faithful to obey His commands and princi ...

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Are you looking for ways to earn a little extra money this month? How about emptying out your storage unit!

Joshua Becker who blogs at Becoming Minimalist says 1 in 10 Americans rent off-site storage. Twenty-five percent of Americans have two-car garages but don’t have room to park a vehicle inside, while thirty-two percent can only park one. We have too much stuff and pay to store more. This is a problem! Natalie Campisi at Go Banking Rates.com compiled some interesting statistics. The average national storage unit costs are: $40-$50 per month for a 5-by-5-foot unit $75-$140 per month for a 10-by-15-foot unit Those prices increase for climate controlled units and more square feet. There are times when a temporary unit is needed. But to store things for months on end is a waste of money that could go towards debt repayment, savings, or investing. Here are a few reasons you might be using one: You are too attached to your stuff. Recruit someone to help you go through it! You may need the stuff someday. "Someday" may be costing you more than it’s worth. Why not se ...

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Most college students focus on the present without any serious thought to what lies ahead 10-20 years from now. But, they should be saving for the future.

Students should save so that they are in the habit later in the workplace. Giving to the Lord first, then paying themselves should become a way of life even before graduating high school. Learning to delay gratification for a future need is crucial. In an August article at CheatSheet.com, Eric McWhinnie stated that spending less than you earn and investing the difference is the key to financial independence. I agree! Yet, most people fail to realize the benefit of starting early. In fact, only 27% of respondents in a survey at MoneyRates.com started saving in their 20s. The benefits are undeniable when observing the effects of compounding interest over several decades. A person who starts investing at age 25 and invests for only 10 years but allows it to grow will have substantially more at age 65 than a person who invests the same amount starting at age 35. Starting early makes a tremendous difference. * Retirement savings are growing more and more necessary because people are living ...

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Do you know someone who makes good money and is effective in the workplace? Chances are they have a high EQ.

EQ, or Emotional Intelligence is critical to success in relationships and work. People with higher EQs typically communicate effectively, perform well under stress, make their teams more productive, and are good decision makers.  Dr. Travis Bradberry and Nick Tasler, in an article at TalentSmart.com reveal how EQ is directly related to salary. They tested 42,000 people and compared their scores and salaries. Those with high Emotional Intelligence make an average of $29,000 more per year. And, every point increase of EQ adds another $1300. Have I gotten your attention? Unlike IQ, EQ can be developed and improved with education and effort. Honesty and courage are needed to face the truth about our emotions and behavior. But analysis is important in order to make positive changes. Those changes may require practice and patience plus the input of someone who will give you honest feedback. In their book, Emotional Intelligence 2.0, authors Bradberry and Greaves list specific strategies to work on in ...

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Why do the “Wrong People” Get Ahead?

Originally posted on the Christian Post on November 18th. To learn Biblical answers to your financial questions, you can #AskChuck @AskCrown your questions by clicking here. Questions used may be lightly edited for length or clarity. Dear Chuck, I’m in a company where it feels to me that people who are good at flattering the boss – but not necessarily are good at their jobs – get promoted, while more talented people get ignored or passed over. It’s so frustrating to look around and see the kind of people in positions of leadership who don’t seem to deserve to be there. What does the Bible say about dealing with people in authority who seem like a disaster? Passed over at work. Dear Passed Over, One of the things that can make a workplace truly unbearable is dealing with difficult leadership. But you don’t have to take my word for it. This is a question many wrestle with every day but the Bible is not silent on the issue. Scripture gives us many stories i ...

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