Have you unknowingly put your trust in money?

I think we all know that we should not love money.  Read 1 Timothy 6:9,10: "Those who want to get rich fall into temptation and a trap and intomany foolish and harmful desires that plunge people into ruin and destruction. For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many grieves." In his series, "Gods at War", Kyle Idleman suggests that in Scripture, “Money is most often portrayed as God’s chief competition.” He claims, “Your god is determined by what you put your trust in. So for most people, money is their god.” What if this verse was changed to read: "For the trust of money is a root of all kinds of evil." Would that make it easier to recognize that it is an idol in our lives? It certainly does for me. Another way to recognize this is to consider how we would react to losing all of our money. We tend to grieve the loss of that which we love. Paul offered a s ...

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Black Friday Survival Guide - 10 Ways to Avoid Overspending on the Biggest Shopping Day of the Year

According to the Balance, 133.7 million Americans went shopping on Black Friday weekend in 2014 and spent a total of $50.9 billion. Stores count on bringing in at least 30% of their annual sales justbetween Thanksgiving and Christmas, making you the apple of thousands of marketer’s eyes. So how can you avoid getting dragged into the biggest shopping day of the year and find the best deals while not breaking the budget? Here are 10 tips to keep you from overspending this holiday season. Create a budget. This may seem obvious, but you have to plan ahead and know how much you’ll spend before you start. In order to have an accurate budget, start saving early and don’t budge on the bottom line. Make a list. Think through every person you need to buy a gift for and try to decide what to get them before you go shopping. Spending some time planning up front can keep you from overspending once you start shopping. And it wouldn’t hurt to check your list twice. D ...

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Why do the “Wrong People” Get Ahead?

Originally posted on the Christian Post on November 18th. To learn Biblical answers to your financial questions, you can #AskChuck @AskCrown your questions by clicking here. Questions used may be lightly edited for length or clarity. Dear Chuck, I’m in a company where it feels to me that people who are good at flattering the boss – but not necessarily are good at their jobs – get promoted, while more talented people get ignored or passed over. It’s so frustrating to look around and see the kind of people in positions of leadership who don’t seem to deserve to be there. What does the Bible say about dealing with people in authority who seem like a disaster? Passed over at work. Dear Passed Over, One of the things that can make a workplace truly unbearable is dealing with difficult leadership. But you don’t have to take my word for it. This is a question many wrestle with every day but the Bible is not silent on the issue. Scripture gives us many stories i ...

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Celebrating 40 Years of Setting People Free

This year we celebrate the 40th Anniversary of the ministry birthed by Larry and Judy Burkett in 1976. Since our humble beginnings in Dahlonega, Georgia, Crown Financial Ministries has been empowering faithful stewards and impacting lives in the USA and now to our current reach into 104 nations. Larry Burkett, our late founder, pioneered the teaching of God’s financial principles as a specialized focus of ministry. He passionately believed in teaching the importance of understanding the concepts of Lordship, Stewardship and Generosity. Fueled by his passion to advance the kingdom of God, Larry authored over 70 books, hosted a daily radio program and conducted training seminars which impacted more than 50 million lives before he went home to be with the Lord on July 4, 2003. This fall, we gathered with volunteers and global leaders in beautiful Asheville, North Carolina to celebrate all God has done through Crown over the past four decades. We came together with members of our Crown family from five c ...

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Today, I have some tips to help you save $1,000

Here are some places to cut expenses and put more money into savings!  Bring your Coffee. The average worker spends $20 a week  buying coffee, adding up to $1,040 a year. If you even brought coffee from home half the time, you just saved $500 a year. Make a Grocery List. Americans throw away about $529 per person in wasted food every year. It adds up if you have a  family. By planning your meals better, you can save money every month. Even if you only make slight changes to shop more carefully, you still can conservatively save $500 per year for a family. Pack a lunch rather than buy out. The average worker pays about $37 a week buying lunch out, more than $1,900 a year. Double that if you are married. If you skip just one week of eating out each month while at work, you can save over $400 a year. Take up running or walking and skip the gym membership(if you’re not using it). Put Fido on a budget. Americans ...

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You are not what is printed on your business card

Identity confusion is a major problem in our culture. Your identity in God’s Kingdom is not printed on a business card, it is not related to your income or lack of income, it is not derived from your education or lack thereof, it is not taken from your accomplishments or failures or the color of your skin. These are all temporary labels the world gives us.  Your true identity in God’s eyes is taken from John 1:12: Yet to all who did receive him, to those who believed in his name, he gave the right to become children of God. You and I belong to and are a part of the family of the Lord God Almighty. Now read carefully: a college degree, a big company, lotsof money, or a political office are temporary at best, and pale in  comparison to our eternal identity in the family of God. When we see our eternal identity, we make decisions based upon that identity, not the temporary one. So to be specific, money does not give you an identity. It does not make me a rich man or a poor man ...

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Have you started saving $1,000 yet?

I put out a challenge last week to see if you would set a goal to have at least $1,000 saved by this time next year.  I gave my email address and asked you to let me know if you are accepting the challenge.  And many of you have responded! Shirley wrote:  “I am taking your advice to save money.  I made the commitment as soon as I heard your message this morning; however, I need to save more than $1,000 a year.  So do pray for me that I will be more disciplined and save save save.  I want to retire in 4 years.” Pat wrote:  “I am saving $1,000… starting today!” Andrea wrote: “Hello Chuck.  My family and I need to get our finances under control. When my husband and I talk about our finances, we always argue and fight. I am just releasing the whole thing to God and I knew when I heard you on the radio it was God answering my prayers. We will be participating in the $1,000 in one year challenge. Thank you for your encouragement.&r ...

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Do you strive for excellence in your work?

I recently had some large trees removed by a company that claims Integrity as a core value. Their website reads, “At our company our community roots run deep. We live here. We work here. We raise our families here. We see our clients in the grocery store, at the gym, at school and at public meetings. Our reputation for exceeding your expectations is our number one priority.” The good news is this is not just a marketing slogan.  They have an incredible reputation and deliver on it. Beyond just integrity, theyhave intentionally built their company around living out the value of excellence in their work. The now deceased founder told his boys, “If you are the best at what you do, success will follow you regardless of your profession.” And, they have seen that happen in their business. The Bible is full of wisdom regarding a proper work ethic. Whatever you do, do your work heartily, as for the Lord rather than for men. Colossians 3:23 Do you see a man skilled in his work? He ...

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Are Your Children’s Activities Wrecking Your Finances?

Originally posted on the Christian Post on November 11th. To learn Biblical answers to your financial questions, you can #AskChuck @AskCrown your questions by clicking here. Questions used may be lightly edited for length or clarity. Dear Chuck, My wife and I are struggling with the costs of our children’s extracurricular activities, which seem to be getting more expensive all the time. One of our sons wants to be on a travel team for sports, which is not only expensive, but includes the costs of hotels, food, and all kinds of incidentals to participate. And there are music lessons for two others, school fees for any activity (from speech club to Latin) along with the incredible pressure to do all these things to help our children compete with their peers, who are also taking classes, going to sports camps and paying for lessons of all kinds. I am concerned not only with the costs but also the pressure to keep up with the Joneses when it comes to kids and activities. But of course we want o ...

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If you had to name the top three areas where you need to align your finances with the Bible, what areas would you pick?

I have long believed that a credit score is a poor determination of your financial health. Here’s why: you can have a very high credit score and be on the path to bankruptcy. You can have a very high credit score and be totally out of line with God’s principles for how you manage money. You can have a very high credit score and have the totally wrong motives.  More important than your credit score is how you align your financial decisions with God’s Word. We have developed an assessment tool called the MoneyLife Indicator that gives you a comprehensive look   at how your beliefs and behaviors align with the nine key areas of managing money according to God’s financial principles. We look at managing, saving, giving, planning, spending, legacy, true riches, debt, and investing. Larry Burkett, Crown’s late founder, used to say, “The way one uses money is the outward reflection of a person’s inward spiritual condition.” This profound tr ...

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