From the category archives: MyMoneyLife

MyMoneyLife

Dealing with Critical Coworkers

Originally posted on the Christian Post on January 13. To learn Biblical answers to your financial questions, you can #AskChuck @AskCrown your questions by clicking here. Questions used may be lightly edited for length or clarity. Dear Chuck, I mostly like my job, or at least I don’t mind the work, and I’m grateful for it. But I find that some of my coworkers are really the worst part of my day. They can be critical, mocking, annoying, and I find that most of my stress comes from dealing with a few bad apples. Some people go out of their way to make it difficult to get anything done. They are like roadblocks to peace or effectiveness. I know that God wants us to work, but what does He say about how to handle a difficult group of people, not just a job? Frustrated by Human Roadblocks Dear Frustrated, As you begin a new year, be determined to enjoy your work more and to be bothered less by those who are difficult. You can find some excellent advice and examples in the lives of D ...

Read the rest of entry »

How do you spend time with your children? I’ve got a great activity that doesn’t cost a dime.

Our lives are so busy that by the time everyone arrives home in the evening, we may be tempted to “veg” out. But did you know that reading aloud is one of the best things you can do with your children? According to Sally Clarkson,“Reading aloud is… meant to be a delightful, bonding time together and a fantastic way to disciple your children through stories.” She and her husband never made the children just sit and listen, but encouraged them in quiet activities. Drawing, working puzzles, building Legos, knitting or painting are all acceptable ways of working the hands while listening. At the end of a chapter you can ask the child to summarize what they just heard. This is a terrific exercise that will be valuable later in life. They will beg you to keep reading if it’s a good book, so be prepared!  Studies repeatedly show that a child who is read to has a higher IQ than children that are not read to. Ask the Lord to show you what to read to your children. ...

Read the rest of entry »

Do you avoid pet animal shelters because you’re afraid you’ll bring home a cat or dog?

When we moved to Tennessee three years ago, we adopted two kittens at a two-for-one special at our local shelter. They are sweet companions and earn their keep in mice and mole control. In 2015, Amelia Josephson at SmartAsset.com compiled data revealing that Americans spent more than $60 billion on their pets! We spent $23 billion on food, $14 billion on supplies and over the counter meds, $16 billion on vet care, $2 billion on live animal purchases and $5 billion on pet services like grooming and boarding.  And, the pet industry does not appear to be affected by economic downturns. Pets add joy to our lives, but there are ways to avoid foolish and extraordinary costs. First of all, borrow a friend’s animal to see if you are really up for the time they require. Do you or your children have time to walk the dog or empty the litter box? Will you or they clean up the yard on a regular basis? Are you prepared for the damage a puppy can do to your home? Know whic ...

Read the rest of entry »

I have seen some jaw-dropping tattoos and piercings in my travels. How about you?

Genesis 1:31 reads “And God saw everything that he had made, and behold, it was very good”. He created man with beautiful skin and perfectly formed ears and a nose. But, the world has tried to alter that which He called “good”. According to a 2012 Pew Research study, an estimated 36% of Americans have at least one piercing somewhere other than an earlobe and that percentage may be higher for those 17-25 years old. But now, millennials seeking professional jobs, and entering a new, more conservative phase of life want things filled in or removed. A job interview or the opportunity in a boardroom is causing many to reverse decisions made by peer pressure or impulse. The piercings and tattoos accumulated in younger years just don’t cut it in the classic work force.  Eugene Gentile, director of the Undergraduate Career Management Office at Rutgers Business School in New Brunswick says, “We tell people to take your nose ring out, but then you’re ...

Read the rest of entry »

If you’re like me, you don’t like to carry a pocketful of change. Do you collect yours in a jar?

For years, I have tossed my coins in a jar and rolled them once a year. The boys and I spend a couple hours rolling and get our grins watching the money grow with each additional roll. Coinstar kiosks, located at grocery stores and Walmart, will roll your change but charge you a 10.9% fee for the service. When registering online, they offer the option of trading your coins for e-gift cards or donations to charity. Personally, I prefer to roll the coins myself while talking with my sons. This is a tradition they may take to their homes someday. When our children were young, the activity taught them coin identification and sorting. They had to count and use addition skills. They still delight in finding old coins and calculating the value of their spare change. If rolling is an activity you don’t like or have time for, check with your bank. Some will allow you to bring in your unrolled coins for deposit into your account. If you choose to take this route, why not consiste ...

Read the rest of entry »

Do you want to get out of debt in the New Year?!

Originally posted on the Christian Post on January 6. To learn Biblical answers to your financial questions, you can #AskChuck @AskCrown your questions by clicking here. Questions used may be lightly edited for length or clarity. Dear Chuck, I read your column about making New Year’s resolutions, and I’ve made mine: Get out of debt. It’s not my first attempt, but I’m hopeful that this time I can do it. I wish I had a more creative tale of woe, but it’s basically the same old boy-goes-to-college, boy-gets-loans-and-credit-cards, boy-wants-out! How should I get started? Looking for a New Beginning   Dear New Beginning, Congratulations on deciding to take another run at getting out of debt. I will address the student loans and the credit cards alike. And yes, you can do this! The final chapter to your tale should be three steps to boy-pays-off-all-debt! Part I - boy-makes-a-plan Your story is important and is shared by many. In fact, a Pew ...

Read the rest of entry »

Is success a confirmation of God’s blessing? Not so fast.

I have seen many times that a man or woman can be a stellar success in Man’s economy and an absolute failure in God’s economy. Let me explain. Material success is far too often viewed as God’s endorsement of our actions. Now, before I sound pious, this applies to businesses and ministries alike. To be sure we are not deceiving ourselves about our success in man’s economy, we need to consider two criteria. First, our actions must be in accordance with God’s written Word. Some decisions are objective enough to be eliminated based on direct contradiction to the Bible. Second, because the Christian life is not a set of rules that can be obeyed to the letter of the law and thus justify all our actions, we must consider the conviction of the Holy Spirit. We are held to an even higher standard that requires constant input from the Holy Spirit to keep our motives pure and to do the right thing, especially when we come under pressure. We should never defile our consciences by doi ...

Read the rest of entry »

Are you looking for a job this year? I have an encouraging story for you.

Years ago, I was between jobs and not sure where to turn. I began praying and asking God to open doors for me through my network of friends. In just a few days a friend referred me to a friend of his who owned a large company. The interview was a few short questions about my experience, my training and overall fit for the position. The truth was, I fell far short in all three areas. The owner, although polite, asked me why I had even come for the interview and then looked at me and said that it would not work out. At that moment, I stood to shake his hand and asked with a level of confidence that could have only come from God: “Sir, I understand your concerns, I am not very qualified for the position. But will you give me a chance to prove myself?” I was hired on 90-day probation. If I couldn’t do the job then I would be terminated. By God’s grace, within the first 30 days I had made a very large sell for the company that shocked everyone, including me. And it didn’t stop t ...

Read the rest of entry »

Are you resolved to get out of debt in 2017? I have some practical steps for you today.

For the average American, interest payments consume the largest chunks of their monthly paycheck. There is interest on credit card balances, student loans, store accounts, and mortgages. Here are some ways to get started paying it off this year! Make a resolution that by December 31 of this year, you will have significantly reduced your high-interest debt. It takes a plan and perseverance to achieve your goal.  Use your income tax refund, which is estimated to be around $3,800 this year for the average American, to pay off your highest interest debt first. It is the one costing you the most and will provide the biggest relief to get it paid off. The sooner you file, the sooner you get your refund.   Next, adjust your withholding or estimated quarterly payments to be sure you are likely not to get a refund next year.  For many, this could mean an extra $300 per month in your pocket that can be applied towards debt reduction. So think about it, if you do both of the ...

Read the rest of entry »

This New Year, make Christ-honoring financial choices.

We are inundated with financial advice. The list of sources for the latest and greatest on how to make and manage money is all around us.  The vast majority of what I read can be condensed to this formula – do this or that to increase your earnings and to have more money. It is stated or packaged or even disguised in thousands of ways, but the common denominator is usually the same.   However, The Bible does not offer this advice. The Scripture tells us primarily what we are to believe about money. This is a profound difference than telling us what to do.    Romans 12:1-2 says we are not to be conformed to the world but transformed by the renewing of our minds. This means we must change our beliefs if we expect to be truly changed. One simple application of this for 2017 is to ask yourself, “Is the financial choice I am making honoring to Christ and His kingdom?”   The only way you can confidently know is if you know God’s Word. For ...

Read the rest of entry »

Pages: Prev1234567...44NextReturn Top

    There are no comments.