How to Prosper in a Declining Economy

Newscasts report daily that our economy is on a downward trend. People are losing their homes, highly-paid executives are losing their positions and having to settle for lower-paying jobs, food and energy costs continue to increase, and the list goes on.

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Types of bankruptcy

In our society today, revisions to the bankruptcy laws and changes in consumer attitude toward bankruptcy have fostered a climate in which individuals and businesses many times regard bankruptcy as a more plausible remedy for financial problems than disciplined financial management.

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Finding financial freedom

It is not always a lack of money that creates financial pressure. Many times it is simply a matter of attitude. If there is a right attitude toward money, freedom from financial bondage can be assured. 

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Lessons on preventing financial problems

Many sermons and teaching lessons that pastors present to their congregations do not apply to everyone.

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Are Your Vendors Happy?

"Do I pay staff, payroll taxes, or the vendor?" After staring at the checkbook it was obvious I could only do one of the three. This is a dilemma many business leaders have faced, but now the decision was mine. 

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U.S. Savings Bonds

Savings bonds are loans to the government for a predetermined period of time (generally seven years or longer). They were designed primarily to help fund the U.S. war effort in World War II and were originally called war bonds. 

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How to refinance

The primary reason couples choose to refinance their home mortgages is because of low mortgage interest rates. However, before refinancing, they should be aware that sometimes they may end up paying more, not less, for a mortgage because lenders charge new types of fees, and loan arrangements can be complex.

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Best and worst investment options

It is important to realize that investing is not an exact science. Even though some seem to make money in whatever they invest, others seem to lose whenever they invest in anything.

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What is a Christian Business?

I think everyone knows and understands there is no such entity as a "Christian business." A business is a corporation, partnership, or proprietorship. 

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Picking the Right Stock-to-Bond Mix

What determines the performance of your investment portfolio more than any other single factor? Most investors think it's picking good stocks and stock funds. 

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